Compare Today’s Refinance Rates for Damascus, Pennsylvania 18415
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Damascus, Pennsylvania 18415.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,589 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Damascus and other areas of Sullivan county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Damascus, Pennsylvania 18415
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Interactive Refinance Rate Projections for Damascus, Pennsylvania 18415
Pureloan has developed an interactive chart to monitor the five largest local lenders in Damascus, PA 18415, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Damascus, Pennsylvania 18415 from 2024 - 2016
The following historical data provides insights into refinancing trends in Damascus, Pennsylvania and the surrounding Sullivan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 44.19% | 42.17% | 38.03% | 60.29% | 57.14% | 48.39% | 52.94% | 41.88% |
avg refi rate | 6.50% | 3.54% | 2.99% | 3.25% | 4.20% | 4.48% | 4.24% | 3.95% | 4.05% |
% 15 year fixed refinance | 33.33% | 33.00% | 38.30% | 26.47% | 37.14% | 44.09% | 30.25% | 40.17% | |
avg refi rate | 2.60% | 2.47% | 2.77% | 3.72% | 3.74% | 3.48% | 3.20% | 3.29% | |
Avg credit score | 735.20 | 745.39 | 758.54 | 761.81 | 748.82 | 738.91 | 747.02 | 753.90 | 757.14 |
Avg LTV (loan to value) | 73.40% | 60.89% | 66.08% | 71.01% | 71.84% | 68.03% | 71.56% | 67.46% | 69.40% |
Avg DTI (debt to income) | 30.60 | 34.95 | 32.47 | 32.87 | 33.66 | 35.00 | 32.85 | 33.76 | 31.39 |
Avg refinance insurance % | 5.00% | 1.09% | 1.76% | 3.54% | 5.46% | 2.97% | 3.44% | 3.55% | 3.61% |
Best Refinance Brokers around Damascus, Pennsylvania 18415
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Damascus, Pennsylvania 18415, we have compiled a list of top refinance brokers to assist you in the process.
Melanie Seagraves
Loan Officer
1679 Cochecton Tpke
Damascus, PA 18415
(570) 676-8390
greentown@thedimebank.com
Jean Birmelin
Loan Officer
1679 Cochecton Tpke
Damascus, PA 18415
(570) 253-1902
honesdale@thedimebank.com
Stacey Williams
Loan Officer
1679 Cochecton Tpke
Damascus, PA 18415
(888) 469-3463
swilliams@thedimebank.com
Amy Burke
Loan Officer
1679 Cochecton Tpke
Damascus, PA 18415
(888) 469-3463
aburke@thedimebank.com
Sandra Ames
Loan Officer
1679 Cochecton Tpke
Damascus, PA 18415
(888) 469-3463
sames@thedimebank.com
Address
1679 Cochecton Tpke
Damascus, PA
Contact
(570) 676-8390
Fax (301) 639-0804
greentown@thedimebank.com
Address
1679 Cochecton Tpke
Damascus, PA
Contact
(570) 253-1902
Fax (301) 639-0804
honesdale@thedimebank.com
Address
1679 Cochecton Tpke
Damascus, PA
Contact
(888) 469-3463
Fax (301) 639-0804
swilliams@thedimebank.com