Compare Today’s Refinance Rates for East Texas, Pennsylvania 18046
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in East Texas, Pennsylvania 18046.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,618 over the lifetime of your mortgage, which translates to a monthly savings of $16 in East Texas and other areas of Lehigh county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in East Texas, Pennsylvania 18046
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for East Texas, Pennsylvania 18046
Pureloan has developed an interactive chart to monitor the five largest local lenders in East Texas, PA 18046, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in East Texas, Pennsylvania 18046 from 2024 - 2016
The following historical data provides insights into refinancing trends in East Texas, Pennsylvania and the surrounding Lehigh county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.00% | 47.76% | 49.36% | 47.28% | 55.19% | 57.29% | 42.74% | 50.00% | 45.37% |
| avg refi rate | 6.53% | 3.52% | 2.99% | 3.28% | 4.17% | 4.70% | 4.10% | 3.90% | 4.11% |
| % 15 year fixed refinance | 30.35% | 28.06% | 29.26% | 27.92% | 25.63% | 36.31% | 32.07% | 35.42% | |
| avg refi rate | 2.76% | 2.45% | 2.77% | 3.48% | 3.82% | 3.31% | 3.13% | 3.31% | |
| Avg credit score | 725.05 | 758.27 | 756.85 | 759.72 | 757.03 | 743.06 | 753.42 | 760.14 | 757.56 |
| Avg LTV (loan to value) | 59.05% | 62.35% | 67.72% | 72.05% | 72.62% | 71.96% | 74.11% | 74.34% | 73.33% |
| Avg DTI (debt to income) | 42.40 | 33.58 | 32.14 | 32.08 | 33.76 | 35.35 | 33.65 | 33.06 | 32.63 |
| Avg refinance insurance % | 1.20% | 0.95% | 1.81% | 4.27% | 5.71% | 4.89% | 6.08% | 5.88% | 6.05% |
Best Refinance Brokers around East Texas, Pennsylvania 18046
If you are considering refinancing your mortgage or obtaining a cash-out refinance in East Texas, Pennsylvania 18046, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Jeff Sowers
Loan Officer
1425 Grape St
Whitehall, PA 18046
(610) 439-8000
sowers234@hotmail.com
Barry Newhart
Loan Officer
1425 Grape St
Whitehall, PA 18046
(610) 740-5760
bnewhart@mortgagebankamerica.com
Bob Barrett
Owner
1425 Grape St
Whitehall, PA 18046
(610) 439-8000
bbarrett5@gmail.com
Brent Rovner
Loan Officer
1425 Grape St
Whitehall, PA 18046
(610) 740-5761
brovner@mortgagebankamerica.com
Chris Scheetz
Loan Officer
1425 Grape St
Whitehall, PA 18046
(610) 740-5763
cscheetz@mortgagebankamerica.com
Address
1425 Grape St
Whitehall, PA
Contact
(610) 439-8000
Fax (301) 639-0804
sowers234@hotmail.com
Address
1425 Grape St
Whitehall, PA
Contact
(610) 740-5760
Fax (301) 639-0804
bnewhart@mortgagebankamerica.com
Address
1425 Grape St
Whitehall, PA
Contact
(610) 439-8000
Fax (301) 639-0804
bbarrett5@gmail.com