Compare Today’s Refinance Rates for Erie, Pennsylvania 16522
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Erie, Pennsylvania 16522.
With a 30-year amortization refinance in Erie and surrounding areas of Erie county, our calculations show that you can expect to save up to $18,866 over the lifetime of your mortgage, or a monthly savings of $52. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Erie, Pennsylvania 16522.
Summary of Average Refinances in Erie, Pennsylvania 16522
Become a certified mortgage expert on Pureloan.com
in Erie, Pennsylvania 16522
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Erie, Pennsylvania 16522
Pureloan has developed an interactive chart to monitor the five largest local lenders in Erie, PA 16522, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Erie, Pennsylvania 16522 from 2024 - 2016
The following historical data provides insights into refinancing trends in Erie, Pennsylvania and the surrounding Erie county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 40.63% | 35.94% | 36.86% | 60.00% | 61.54% | 37.04% | 55.10% | 42.86% |
avg refi rate | 6.56% | 3.61% | 2.92% | 3.23% | 4.43% | 4.67% | 4.27% | 3.92% | 4.03% |
% 15 year fixed refinance | 29.69% | 37.37% | 40.68% | 25.00% | 23.08% | 44.44% | 28.57% | 28.57% | |
avg refi rate | 2.62% | 2.42% | 2.81% | 4.15% | 3.50% | 3.38% | 3.19% | 3.50% | |
Avg credit score | 758.00 | 739.41 | 756.27 | 757.61 | 741.20 | 741.38 | 729.67 | 755.78 | 761.43 |
Avg LTV (loan to value) | 61.50% | 63.45% | 70.08% | 71.87% | 72.60% | 76.54% | 68.56% | 73.43% | 68.24% |
Avg DTI (debt to income) | 45.00 | 34.13 | 31.34 | 31.14 | 33.80 | 35.77 | 33.30 | 32.47 | 29.76 |
Avg refinance insurance % | 0.47% | 2.43% | 4.36% | 10.05% | 6.08% | 2.74% | 6.47% | 2.05% |
Best Refinance Brokers around Erie, Pennsylvania 16522
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Erie, Pennsylvania 16522, we have compiled a list of top refinance brokers to assist you in the process.
Rita Wood
Loan Officer
3801 Sterrettania Road
Erie, PA 16522
(814) 838-1611
r.wood@marquettesavings.com
Trisha Snook
Loan Officer
3801 Sterrettania Road
Erie, PA 16522
(814) 838-1611
trisha.snook@marquettesavings.com
Shelly Herman
Loan Officer
3404 Liberty Street
Erie, PA 16522
(814) 864-4941
shelly.herman@marquettesavings.com
Grace Ewanick
Loan Officer
1775 East 38th Street
Erie, PA 16522
(814) 823-0038
grace.ewanick@marquettesavings.com
Nancy Enterline
Loan Officer
2320 West 12th Street
Erie, PA 16522
(814) 459-2005
nancy.enterline@marquettesavings.com
Address
3801 Sterrettania Road
Erie, PA
Contact
(814) 838-1611
Fax (301) 639-0804
r.wood@marquettesavings.com
Address
3801 Sterrettania Road
Erie, PA
Contact
(814) 838-1611
Fax (301) 639-0804
trisha.snook@marquettesavings.com
Address
3404 Liberty Street
Erie, PA
Contact
(814) 864-4941
Fax (301) 639-0804
shelly.herman@marquettesavings.com