Compare Today’s Refinance Rates for Erie, Pennsylvania

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Erie, Pennsylvania 16503. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Erie and surrounding areas of Erie county, your expected lifetime cash savings are $15,418 or $43 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Erie, Pennsylvania 16503.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.126506 -80.063976

Summary of Average Refinance Terms in Erie, Pennsylvania 16503

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Erie, PA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Erie, PA 16503, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Erie, PA

Refinance Rates for Erie, Pennsylvania 16503 from 2014 - 2021

Below are historical data on refinancing in Erie, Pennsylvania and around Erie county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 41.67% 37.79% 38.37% 42.26% 43.85% 53.20% 51.07% 41.29%
avg refi rate 4.78% 4.52% 3.88% 3.64% 4.57% 4.11% 3.86% 3.96%
% 15 year fixed refinance 36.55% 40.10% 37.67% 40.87% 34.62% 28.62% 28.88% 37.42%
avg refi rate 4.21% 3.81% 3.18% 2.94% 3.57% 3.31% 3.06% 3.26%
Avg credit score 767.24 768.48 769.29 764.58 747.78 757.41 758.02 752.59
Avg LTV (loan to value) 66.58% 68.04% 68.74% 68.91% 72.25% 73.34% 72.85% 70.02%
Avg DTI (debt to income) 29.63 30.31 29.79 29.48 32.61 32.10 32.01 32.70
Avg refinance insurance % 1.39% 1.93% 2.85% 3.24% 5.85% 5.90% 5.14% 3.10%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Erie, Pennsylvania 16503

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Erie, Pennsylvania 16503, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Rita Wood

Loan Officer

3801 Sterrettania Road

Erie, PA 16503

(814) 838-1611

r.wood@marquettesavings.com

Trisha Snook

Loan Officer

3801 Sterrettania Road

Erie, PA 16503

(814) 838-1611

trisha.snook@marquettesavings.com

Shelly Herman

Loan Officer

3404 Liberty Street

Erie, PA 16503

(814) 864-4941

shelly.herman@marquettesavings.com

Grace Ewanick

Loan Officer

1775 East 38th Street

Erie, PA 16503

(814) 823-0038

grace.ewanick@marquettesavings.com

Nancy Enterline

Loan Officer

2320 West 12th Street

Erie, PA 16503

(814) 459-2005

nancy.enterline@marquettesavings.com

Address

3801 Sterrettania Road

Erie, PA

Contact

(814) 838-1611

Fax (301) 639-0804

r.wood@marquettesavings.com

Address

3801 Sterrettania Road

Erie, PA

Contact

(814) 838-1611

Fax (301) 639-0804

trisha.snook@marquettesavings.com

Address

3404 Liberty Street

Erie, PA

Contact

(814) 864-4941

Fax (301) 639-0804

shelly.herman@marquettesavings.com

Refinancing News for Erie, Pennsylvania 16503