Compare Today’s Refinance Rates for Hanover, Pennsylvania 17331
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hanover, Pennsylvania 17331.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,456 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Hanover and other areas of York county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Hanover, Pennsylvania 17331
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Hanover, Pennsylvania 17331
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hanover, PA 17331, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hanover, Pennsylvania 17331 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hanover, Pennsylvania and the surrounding York county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 86.67% | 47.15% | 46.99% | 45.69% | 63.55% | 56.39% | 50.91% | 50.00% | 54.21% |
avg refi rate | 6.13% | 3.70% | 2.98% | 3.23% | 4.31% | 4.60% | 4.20% | 3.92% | 4.12% |
% 15 year fixed refinance | 6.67% | 28.78% | 30.65% | 34.20% | 21.07% | 30.84% | 35.27% | 37.70% | 30.64% |
avg refi rate | 6.38% | 2.75% | 2.46% | 2.75% | 3.61% | 3.83% | 3.31% | 3.10% | 3.34% |
Avg credit score | 733.87 | 740.57 | 754.14 | 761.03 | 754.16 | 754.30 | 755.32 | 758.69 | 760.22 |
Avg LTV (loan to value) | 68.53% | 65.93% | 69.76% | 72.77% | 72.47% | 70.73% | 74.58% | 73.94% | 74.18% |
Avg DTI (debt to income) | 35.00 | 33.66 | 32.23 | 31.78 | 34.41 | 34.73 | 33.48 | 32.68 | 33.73 |
Avg refinance insurance % | 6.47% | 2.34% | 3.26% | 4.82% | 5.98% | 5.53% | 6.64% | 5.76% | 6.09% |
Best Refinance Brokers around Hanover, Pennsylvania 17331
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hanover, Pennsylvania 17331, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Jackie Creasy
Mortgage Loan Officer
1 South Main St
East Prospect, PA 17331
(717) 378-7127
jcreasy@bbandt.com
Address
1 South Main St
East Prospect, PA
Contact
(717) 378-7127
Fax (301) 639-0804
jcreasy@bbandt.com