Compare Today’s Refinance Rates for Jermyn, Pennsylvania 18433
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Jermyn, Pennsylvania 18433.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Jermyn, Pennsylvania 18433. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,865 or $22 per month in Jermyn and other parts of Lackawanna county.
Summary of Average Refinances in Jermyn, Pennsylvania 18433
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Interactive Refinance Rate Projections for Jermyn, Pennsylvania 18433
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jermyn, PA 18433, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jermyn, Pennsylvania 18433 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jermyn, Pennsylvania and the surrounding Lackawanna county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 44.19% | 42.17% | 38.03% | 60.29% | 57.14% | 48.39% | 52.94% | 41.88% |
avg refi rate | 6.50% | 3.54% | 2.99% | 3.25% | 4.20% | 4.48% | 4.24% | 3.95% | 4.05% |
% 15 year fixed refinance | 33.33% | 33.00% | 38.30% | 26.47% | 37.14% | 44.09% | 30.25% | 40.17% | |
avg refi rate | 2.60% | 2.47% | 2.77% | 3.72% | 3.74% | 3.48% | 3.20% | 3.29% | |
Avg credit score | 735.20 | 745.39 | 758.54 | 761.81 | 748.82 | 738.91 | 747.02 | 753.90 | 757.14 |
Avg LTV (loan to value) | 73.40% | 60.89% | 66.08% | 71.01% | 71.84% | 68.03% | 71.56% | 67.46% | 69.40% |
Avg DTI (debt to income) | 30.60 | 34.95 | 32.47 | 32.87 | 33.66 | 35.00 | 32.85 | 33.76 | 31.39 |
Avg refinance insurance % | 5.00% | 1.09% | 1.76% | 3.54% | 5.46% | 2.97% | 3.44% | 3.55% | 3.61% |
Best Refinance Brokers around Jermyn, Pennsylvania 18433
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jermyn, Pennsylvania 18433, we have compiled a list of top refinance brokers to assist you in the process.
John Reuther
Loan Originator
335 Willow Ave
Honesdale, PA 18433
(570) 253-2560
jreuther@citizens-savings.com
Andrew Genovese
Loan Originator
335 Willow Ave
Honesdale, PA 18433
(570) 253-2560
agenovese@citizens-savings.com
Thomas Kusy
Loan Originator
335 Willow Ave
Honesdale, PA 18433
(570) 253-2560
tkusy@citizens-savings.com
Robert Lawless
Loan Originator
335 Willow Ave
Honesdale, PA 18433
(570) 253-2560
rlawless@citizens-savings.com
Jill Finnerty
Loan Originator
335 Willow Ave
Honesdale, PA 18433
(570) 253-2560
jfinnerty@citizens-savings.com
Address
335 Willow Ave
Honesdale, PA
Contact
(570) 253-2560
Fax (301) 639-0804
jreuther@citizens-savings.com
Address
335 Willow Ave
Honesdale, PA
Contact
(570) 253-2560
Fax (301) 639-0804
agenovese@citizens-savings.com
Address
335 Willow Ave
Honesdale, PA
Contact
(570) 253-2560
Fax (301) 639-0804
tkusy@citizens-savings.com