Compare Today’s Refinance Rates for Jermyn, Pennsylvania 18433

Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Jermyn, Pennsylvania 18433.

Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Jermyn, Pennsylvania 18433. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,865 or $22 per month in Jermyn and other parts of Lackawanna county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.532723 -75.542948 7086

Summary of Average Refinances in Jermyn, Pennsylvania 18433

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Jermyn, Pennsylvania 18433

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Jermyn, PA 18433, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Jermyn, Pennsylvania 18433

Jermyn, known as "The Birthplace of First Aid in America", is a borough which is located in Lackawanna County, Pennsylvania, United States. Located on the Lackawanna River, it is 12 miles northeast of Scranton.

In 1900, the population was 2,567, much of it attracted by the prospects of finding work at a large anthracite coal site in the region. Read more

Jermyn, known as "The Birthplace of First Aid in America", is a borough which is located in Lackawanna County, Pennsylvania, United States. Located on the Lackawanna River, it is 12 miles northeast of Scranton.

In 1900, the population was 2,567, much of it attracted by the prospects of finding work at a large anthracite coal site in the region. Coal mines, cut glass works, silk, powder, grist, planing, sawmills, bottling works, and fertilizer factories dotted the borough during the early years of the twentieth century.

By the time of the 2020 census, the population had declined to 2,156.Jermyn is prsently the mailing address of the Lakeland School District. East Jermyn, the section of town east of the Lackawanna River and west of the small section of Archbald known as "Nebraska", is commonly referred to as "Calico Lane" or "The Lane". Read less

Historical Refinance Rates in Jermyn, Pennsylvania 18433 from 2024 - 2016

The following historical data provides insights into refinancing trends in Jermyn, Pennsylvania and the surrounding Lackawanna county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 80.00% 44.19% 42.17% 38.03% 60.29% 57.14% 48.39% 52.94% 41.88%
avg refi rate 6.50% 3.54% 2.99% 3.25% 4.20% 4.48% 4.24% 3.95% 4.05%
% 15 year fixed refinance 33.33% 33.00% 38.30% 26.47% 37.14% 44.09% 30.25% 40.17%
avg refi rate 2.60% 2.47% 2.77% 3.72% 3.74% 3.48% 3.20% 3.29%
Avg credit score 735.20 745.39 758.54 761.81 748.82 738.91 747.02 753.90 757.14
Avg LTV (loan to value) 73.40% 60.89% 66.08% 71.01% 71.84% 68.03% 71.56% 67.46% 69.40%
Avg DTI (debt to income) 30.60 34.95 32.47 32.87 33.66 35.00 32.85 33.76 31.39
Avg refinance insurance % 5.00% 1.09% 1.76% 3.54% 5.46% 2.97% 3.44% 3.55% 3.61%

Source: Financial Report of the US Government

Best Refinance Brokers around Jermyn, Pennsylvania 18433

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jermyn, Pennsylvania 18433, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

John Reuther

Loan Originator

335 Willow Ave

Honesdale, PA 18433

(570) 253-2560

jreuther@citizens-savings.com

Andrew Genovese

Loan Originator

335 Willow Ave

Honesdale, PA 18433

(570) 253-2560

agenovese@citizens-savings.com

Thomas Kusy

Loan Originator

335 Willow Ave

Honesdale, PA 18433

(570) 253-2560

tkusy@citizens-savings.com

Robert Lawless

Loan Originator

335 Willow Ave

Honesdale, PA 18433

(570) 253-2560

rlawless@citizens-savings.com

Jill Finnerty

Loan Originator

335 Willow Ave

Honesdale, PA 18433

(570) 253-2560

jfinnerty@citizens-savings.com

Address

335 Willow Ave

Honesdale, PA

Contact

(570) 253-2560

Fax (301) 639-0804

jreuther@citizens-savings.com

Address

335 Willow Ave

Honesdale, PA

Contact

(570) 253-2560

Fax (301) 639-0804

agenovese@citizens-savings.com

Address

335 Willow Ave

Honesdale, PA

Contact

(570) 253-2560

Fax (301) 639-0804

tkusy@citizens-savings.com

Refinancing News for Jermyn, Pennsylvania 18433

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