Compare Today’s Refinance Rates for Johnstown, Pennsylvania

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Johnstown, Pennsylvania 15907. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Johnstown and other areas of Cambria county, expected lifetime cash savings are $3,886 or $11 / month.

For Johnstown, Pennsylvania 15907, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.3259 -78.917

Summary of Average Refinance Terms in Johnstown, Pennsylvania 15907

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Johnstown, PA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Johnstown, PA 15907, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Johnstown, PA

Refinance Rates for Johnstown, Pennsylvania 15907 from 2014 - 2021

Below are historical data on refinancing in Johnstown, Pennsylvania and around Cambria county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 47.50% 40.43% 44.05% 48.47% 52.24% 54.56% 54.17% 47.43%
avg refi rate 4.79% 4.46% 3.88% 3.67% 4.50% 4.07% 3.84% 3.90%
% 15 year fixed refinance 32.63% 36.96% 35.69% 33.30% 31.34% 28.95% 27.69% 35.75%
avg refi rate 4.22% 3.77% 3.22% 2.92% 3.47% 3.20% 3.06% 3.11%
Avg credit score 770.45 768.89 768.88 765.80 751.56 756.05 755.38 749.24
Avg LTV (loan to value) 64.43% 65.73% 67.21% 68.60% 73.85% 73.71% 72.81% 70.72%
Avg DTI (debt to income) 29.75 29.33 29.30 29.21 31.77 32.02 31.95 32.06
Avg refinance insurance % 1.42% 1.76% 2.49% 3.15% 6.21% 6.15% 5.18% 4.23%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Johnstown, Pennsylvania 15907

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Johnstown, Pennsylvania 15907, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Gerald Pozun

Loan Officer

361 1st St

Johnstown, PA 15907

(814) 535-7658

gpozun@sloveniansavings.com

Scott Malisko

Loan Officer

361 1st St

Johnstown, PA 15907

(814) 535-7658

smalisko@sloveniansavings.com

Deborah Castiglione

Loan Officer

361 1st St

Johnstown, PA 15907

(814) 535-7658

djcastiglione@sloveniansavings.com

William Tomaskovich

Loan Officer

361 1st St

Johnstown, PA 15907

(814) 535-7658

wstomaskovich@sloveniansavings.com

MATTHEW BARKER

Loan Officer

2458 Bedford St

Johnstown, PA 15907

(814) 269-5906

matthew.b.barker@wellsfargo.com

Address

361 1st St

Johnstown, PA

Contact

(814) 535-7658

Fax (301) 639-0804

gpozun@sloveniansavings.com

Address

361 1st St

Johnstown, PA

Contact

(814) 535-7658

Fax (301) 639-0804

smalisko@sloveniansavings.com

Address

361 1st St

Johnstown, PA

Contact

(814) 535-7658

Fax (301) 639-0804

djcastiglione@sloveniansavings.com

Refinancing News for Johnstown, Pennsylvania 15907