Compare Today’s Refinance Rates for Lancaster, Pennsylvania

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Lancaster, Pennsylvania 17601. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Lancaster and other areas of Lancaster county, expected lifetime cash savings are $14,368 or $40 / month.

For Lancaster, Pennsylvania 17601, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.100781 -76.351169

Summary of Average Refinance Terms in Lancaster, Pennsylvania 17601

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lancaster, PA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lancaster, PA 17601, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lancaster, PA

Refinance Rates for Lancaster, Pennsylvania 17601 from 2014 - 2021

Below are historical data on refinancing in Lancaster, Pennsylvania and around Lancaster county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.30% 46.05% 50.21% 52.05% 56.43% 56.87% 57.20% 50.69%
avg refi rate 4.80% 4.43% 3.86% 3.62% 4.48% 4.02% 3.82% 3.86%
% 15 year fixed refinance 30.62% 33.37% 32.25% 33.96% 29.38% 26.49% 27.33% 32.70%
avg refi rate 4.21% 3.74% 3.21% 2.91% 3.49% 3.18% 2.98% 3.13%
Avg credit score 770.43 770.01 772.61 767.76 753.24 761.65 760.69 756.41
Avg LTV (loan to value) 61.94% 61.97% 63.15% 65.06% 69.84% 69.63% 69.14% 66.89%
Avg DTI (debt to income) 29.87 29.99 29.16 29.62 32.43 31.64 31.48 32.21
Avg refinance insurance % 1.41% 1.27% 1.66% 2.65% 4.60% 4.42% 4.09% 2.94%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lancaster, Pennsylvania 17601

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lancaster, Pennsylvania 17601, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Stacy Steinkamp

Vice President Business Loan Officer

1815 Hempstead Road

Lancaster, PA 17601

(800) 283-2328

steinkamps@members1st.org

Dan Will

Senior Mortgage Advisor

1560 Lititz Pike , Suite 4

Lancaster, PA 17601

(717) 553-0091

dwill@unionhomemortgage.com

Jon Hill

Mortgage Loan Officer

1570 Manheim Pike

Lancaster, PA 17601

(717) 271-3074

jhill@bbandt.com

Claudia Forrey

Sales Assistant / Loan Officer

805 Estelle Drive

Lancaster, PA 17601

(717) 892-1900

cforrey@mortgagenetwork.com

Bruce Barilar

Loan Officer

805 Estelle Drive

Lancaster, PA 17601

(717) 892-1900

bbarilar@mortgagenetwork.com

Address

1815 Hempstead Road

Lancaster, PA

Contact

(800) 283-2328

Fax (301) 639-0804

steinkamps@members1st.org

Address

1560 Lititz Pike , Suite 4

Lancaster, PA

Contact

(717) 553-0091

Fax (301) 639-0804

dwill@unionhomemortgage.com

Address

1570 Manheim Pike

Lancaster, PA

Contact

(717) 271-3074

Fax (301) 639-0804

jhill@bbandt.com

Refinancing News for Lancaster, Pennsylvania 17601