Compare Today’s Refinance Rates for Lancaster, Pennsylvania
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Lancaster, Pennsylvania 17601. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Lancaster and other areas of Lancaster county, expected lifetime cash savings are $14,368 or $40 / month.
For Lancaster, Pennsylvania 17601, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Lancaster, Pennsylvania 17601
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Customized Refinance Rate Projections for Lancaster, PA
For refinance rate forecasts and predictions in Lancaster, PA 17601, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Lancaster, Pennsylvania 17601 from 2014 - 2021
Below are historical data on refinancing in Lancaster, Pennsylvania and around Lancaster county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 54.30% | 46.05% | 50.21% | 52.05% | 56.43% | 56.87% | 57.20% | 50.69% |
| avg refi rate | 4.80% | 4.43% | 3.86% | 3.62% | 4.48% | 4.02% | 3.82% | 3.86% |
| % 15 year fixed refinance | 30.62% | 33.37% | 32.25% | 33.96% | 29.38% | 26.49% | 27.33% | 32.70% |
| avg refi rate | 4.21% | 3.74% | 3.21% | 2.91% | 3.49% | 3.18% | 2.98% | 3.13% |
| Avg credit score | 770.43 | 770.01 | 772.61 | 767.76 | 753.24 | 761.65 | 760.69 | 756.41 |
| Avg LTV (loan to value) | 61.94% | 61.97% | 63.15% | 65.06% | 69.84% | 69.63% | 69.14% | 66.89% |
| Avg DTI (debt to income) | 29.87 | 29.99 | 29.16 | 29.62 | 32.43 | 31.64 | 31.48 | 32.21 |
| Avg refinance insurance % | 1.41% | 1.27% | 1.66% | 2.65% | 4.60% | 4.42% | 4.09% | 2.94% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Lancaster, Pennsylvania 17601
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lancaster, Pennsylvania 17601, we have compiled a list of the leading refinance brokers to guide you.
Stacy Steinkamp
Vice President Business Loan Officer
1815 Hempstead Road
Lancaster, PA 17601
(800) 283-2328
steinkamps@members1st.org
Dan Will
Senior Mortgage Advisor
1560 Lititz Pike , Suite 4
Lancaster, PA 17601
(717) 553-0091
dwill@unionhomemortgage.com
Jon Hill
Mortgage Loan Officer
1570 Manheim Pike
Lancaster, PA 17601
(717) 271-3074
jhill@bbandt.com
Claudia Forrey
Sales Assistant / Loan Officer
805 Estelle Drive
Lancaster, PA 17601
(717) 892-1900
cforrey@mortgagenetwork.com
Bruce Barilar
Loan Officer
805 Estelle Drive
Lancaster, PA 17601
(717) 892-1900
bbarilar@mortgagenetwork.com
Address
1815 Hempstead Road
Lancaster, PA
Contact
(800) 283-2328
Fax (301) 639-0804
steinkamps@members1st.org
Address
1560 Lititz Pike , Suite 4
Lancaster, PA
Contact
(717) 553-0091
Fax (301) 639-0804
dwill@unionhomemortgage.com
Address
1570 Manheim Pike
Lancaster, PA
Contact
(717) 271-3074
Fax (301) 639-0804
jhill@bbandt.com