Compare Today’s Refinance Rates for Lancaster, Pennsylvania 17606
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lancaster, Pennsylvania 17606.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lancaster, Pennsylvania 17606. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,802 or $13 per month in Lancaster and other parts of Lancaster county.
Summary of Average Refinances in Lancaster, Pennsylvania 17606
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Interactive Refinance Rate Projections for Lancaster, Pennsylvania 17606
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lancaster, PA 17606, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lancaster, Pennsylvania 17606 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lancaster, Pennsylvania and the surrounding Lancaster county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 43.33% | 47.42% | 41.94% | 49.47% | 48.36% | 47.70% | 45.92% | 44.39% |
avg refi rate | 6.08% | 3.67% | 2.94% | 3.20% | 4.14% | 4.52% | 4.06% | 3.94% | 4.08% |
% 15 year fixed refinance | 22.22% | 30.74% | 30.11% | 35.98% | 29.26% | 37.09% | 37.64% | 35.98% | 37.99% |
avg refi rate | 5.28% | 2.66% | 2.42% | 2.72% | 3.52% | 3.88% | 3.30% | 3.10% | 3.29% |
Avg credit score | 741.56 | 745.48 | 758.83 | 764.06 | 755.51 | 753.19 | 754.73 | 756.79 | 762.27 |
Avg LTV (loan to value) | 56.28% | 64.26% | 69.45% | 72.33% | 73.89% | 70.35% | 71.78% | 74.36% | 73.12% |
Avg DTI (debt to income) | 38.50 | 32.26 | 31.02 | 30.43 | 32.36 | 32.78 | 32.57 | 31.80 | 31.19 |
Avg refinance insurance % | 2.06% | 1.28% | 2.58% | 4.24% | 5.94% | 4.08% | 4.69% | 6.33% | 6.50% |
Best Refinance Brokers around Lancaster, Pennsylvania 17606
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lancaster, Pennsylvania 17606, we have compiled a list of top refinance brokers to assist you in the process.
Stacy Steinkamp
Vice President Business Loan Officer
1815 Hempstead Road
Lancaster, PA 17606
(800) 283-2328
steinkamps@members1st.org
Dan Will
Senior Mortgage Advisor
1560 Lititz Pike , Suite 4
Lancaster, PA 17606
(717) 553-0091
dwill@unionhomemortgage.com
Jon Hill
Mortgage Loan Officer
1570 Manheim Pike
Lancaster, PA 17606
(717) 271-3074
jhill@bbandt.com
Claudia Forrey
Sales Assistant / Loan Officer
805 Estelle Drive
Lancaster, PA 17606
(717) 892-1900
cforrey@mortgagenetwork.com
Bruce Barilar
Loan Officer
805 Estelle Drive
Lancaster, PA 17606
(717) 892-1900
bbarilar@mortgagenetwork.com
Address
1815 Hempstead Road
Lancaster, PA
Contact
(800) 283-2328
Fax (301) 639-0804
steinkamps@members1st.org
Address
1560 Lititz Pike , Suite 4
Lancaster, PA
Contact
(717) 553-0091
Fax (301) 639-0804
dwill@unionhomemortgage.com
Address
1570 Manheim Pike
Lancaster, PA
Contact
(717) 271-3074
Fax (301) 639-0804
jhill@bbandt.com