Compare Today’s Refinance Rates for Lebanon, Pennsylvania 17046
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lebanon, Pennsylvania 17046.
With a 30-year amortization refinance in Lebanon and surrounding areas of Lebanon county, our calculations show that you can expect to save up to $6,934 over the lifetime of your mortgage, or a monthly savings of $19. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Lebanon, Pennsylvania 17046.
Summary of Average Refinances in Lebanon, Pennsylvania 17046
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Interactive Refinance Rate Projections for Lebanon, Pennsylvania 17046
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lebanon, PA 17046, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lebanon, Pennsylvania 17046 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lebanon, Pennsylvania and the surrounding Lebanon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 43.33% | 47.42% | 41.94% | 49.47% | 48.36% | 47.70% | 45.92% | 44.39% |
avg refi rate | 6.08% | 3.67% | 2.94% | 3.20% | 4.14% | 4.52% | 4.06% | 3.94% | 4.08% |
% 15 year fixed refinance | 22.22% | 30.74% | 30.11% | 35.98% | 29.26% | 37.09% | 37.64% | 35.98% | 37.99% |
avg refi rate | 5.28% | 2.66% | 2.42% | 2.72% | 3.52% | 3.88% | 3.30% | 3.10% | 3.29% |
Avg credit score | 741.56 | 745.48 | 758.83 | 764.06 | 755.51 | 753.19 | 754.73 | 756.79 | 762.27 |
Avg LTV (loan to value) | 56.28% | 64.26% | 69.45% | 72.33% | 73.89% | 70.35% | 71.78% | 74.36% | 73.12% |
Avg DTI (debt to income) | 38.50 | 32.26 | 31.02 | 30.43 | 32.36 | 32.78 | 32.57 | 31.80 | 31.19 |
Avg refinance insurance % | 2.06% | 1.28% | 2.58% | 4.24% | 5.94% | 4.08% | 4.69% | 6.33% | 6.50% |
Best Refinance Brokers around Lebanon, Pennsylvania 17046
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lebanon, Pennsylvania 17046, we have compiled a list of top refinance brokers to assist you in the process.
Steven Snedeker
Vice President Business Loan Officer
1940 Quentin Road
Lebanon, PA 17046
(800) 283-2328
snedekers@members1st.org
Michael Folkemer
Branch Manager
1518 Cumberland Street
Lebanon, PA 17046
(717) 892-1994
mfolkemer@mortgagenetwork.com
Mike Byerly
Loan officer
3 Baden Powell Ln
Mechanicsburg, PA 17046
(717) 530-3530
mbyerly@orrstown.com
Dale Flor
Loan officer
1110 E Simpson St
Mechanicsburg, PA 17046
(717) 530-3530
dflor@orrstown.com
Jennifer Kear
Loan Officer
6560 Carlisle Pike Ste 500
Mechanicsburg, PA 17046
(888) 253-0799
jkear@mandtbank.com
Address
1940 Quentin Road
Lebanon, PA
Contact
(800) 283-2328
Fax (301) 639-0804
snedekers@members1st.org
Address
1518 Cumberland Street
Lebanon, PA
Contact
(717) 892-1994
Fax (301) 639-0804
mfolkemer@mortgagenetwork.com
Address
3 Baden Powell Ln
Mechanicsburg, PA
Contact
(717) 530-3530
Fax (301) 639-0804
mbyerly@orrstown.com