Compare Today’s Refinance Rates for Loysville, Pennsylvania 17047
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Loysville, Pennsylvania 17047.
With a 30-year amortization refinance in Loysville and surrounding areas of Perry county, our calculations show that you can expect to save up to $6,180 over the lifetime of your mortgage, or a monthly savings of $17. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Loysville, Pennsylvania 17047.
Summary of Average Refinances in Loysville, Pennsylvania 17047
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Interactive Refinance Rate Projections for Loysville, Pennsylvania 17047
Pureloan has developed an interactive chart to monitor the five largest local lenders in Loysville, PA 17047, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Loysville, Pennsylvania 17047 from 2024 - 2016
The following historical data provides insights into refinancing trends in Loysville, Pennsylvania and the surrounding Perry county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 43.33% | 47.42% | 41.94% | 49.47% | 48.36% | 47.70% | 45.92% | 44.39% |
avg refi rate | 6.08% | 3.67% | 2.94% | 3.20% | 4.14% | 4.52% | 4.06% | 3.94% | 4.08% |
% 15 year fixed refinance | 22.22% | 30.74% | 30.11% | 35.98% | 29.26% | 37.09% | 37.64% | 35.98% | 37.99% |
avg refi rate | 5.28% | 2.66% | 2.42% | 2.72% | 3.52% | 3.88% | 3.30% | 3.10% | 3.29% |
Avg credit score | 741.56 | 745.48 | 758.83 | 764.06 | 755.51 | 753.19 | 754.73 | 756.79 | 762.27 |
Avg LTV (loan to value) | 56.28% | 64.26% | 69.45% | 72.33% | 73.89% | 70.35% | 71.78% | 74.36% | 73.12% |
Avg DTI (debt to income) | 38.50 | 32.26 | 31.02 | 30.43 | 32.36 | 32.78 | 32.57 | 31.80 | 31.19 |
Avg refinance insurance % | 2.06% | 1.28% | 2.58% | 4.24% | 5.94% | 4.08% | 4.69% | 6.33% | 6.50% |
Best Refinance Brokers around Loysville, Pennsylvania 17047
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Loysville, Pennsylvania 17047, we have compiled a list of top refinance brokers to assist you in the process.
Mike Byerly
Loan officer
3 Baden Powell Ln
Mechanicsburg, PA 17047
(717) 530-3530
mbyerly@orrstown.com
Dale Flor
Loan officer
1110 E Simpson St
Mechanicsburg, PA 17047
(717) 530-3530
dflor@orrstown.com
Jennifer Kear
Loan Officer
6560 Carlisle Pike Ste 500
Mechanicsburg, PA 17047
(888) 253-0799
jkear@mandtbank.com
Ryan StJohn
Loan Officer
120 S Union St
Middletown, PA 17047
(888) 253-0799
rstjohn@mandtbank.com
Eric Willhide
Loan Officer
120 S Union St
Middletown, PA 17047
(888) 253-0799
ewillhide@mandtbank.com
Address
3 Baden Powell Ln
Mechanicsburg, PA
Contact
(717) 530-3530
Fax (301) 639-0804
mbyerly@orrstown.com
Address
1110 E Simpson St
Mechanicsburg, PA
Contact
(717) 530-3530
Fax (301) 639-0804
dflor@orrstown.com
Address
6560 Carlisle Pike Ste 500
Mechanicsburg, PA
Contact
(888) 253-0799
Fax (301) 639-0804
jkear@mandtbank.com