Compare Today’s Refinance Rates for New Bedford, Pennsylvania 16140
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in New Bedford, Pennsylvania 16140.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in New Bedford, Pennsylvania 16140. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,857 or $13 per month in New Bedford and other parts of Mahoning county.
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Summary of Average Refinances in New Bedford, Pennsylvania 16140
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Interactive Refinance Rate Projections for New Bedford, Pennsylvania 16140
Pureloan has developed an interactive chart to monitor the five largest local lenders in New Bedford, PA 16140, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in New Bedford, Pennsylvania 16140 from 2024 - 2016
The following historical data provides insights into refinancing trends in New Bedford, Pennsylvania and the surrounding Mahoning county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 40.63% | 35.94% | 36.86% | 60.00% | 61.54% | 37.04% | 55.10% | 42.86% |
| avg refi rate | 6.56% | 3.61% | 2.92% | 3.23% | 4.43% | 4.67% | 4.27% | 3.92% | 4.03% |
| % 15 year fixed refinance | 29.69% | 37.37% | 40.68% | 25.00% | 23.08% | 44.44% | 28.57% | 28.57% | |
| avg refi rate | 2.62% | 2.42% | 2.81% | 4.15% | 3.50% | 3.38% | 3.19% | 3.50% | |
| Avg credit score | 758.00 | 739.41 | 756.27 | 757.61 | 741.20 | 741.38 | 729.67 | 755.78 | 761.43 |
| Avg LTV (loan to value) | 61.50% | 63.45% | 70.08% | 71.87% | 72.60% | 76.54% | 68.56% | 73.43% | 68.24% |
| Avg DTI (debt to income) | 45.00 | 34.13 | 31.34 | 31.14 | 33.80 | 35.77 | 33.30 | 32.47 | 29.76 |
| Avg refinance insurance % | 0.47% | 2.43% | 4.36% | 10.05% | 6.08% | 2.74% | 6.47% | 2.05% |
Best Refinance Brokers around New Bedford, Pennsylvania 16140
If you are considering refinancing your mortgage or obtaining a cash-out refinance in New Bedford, Pennsylvania 16140, we have compiled a list of top refinance brokers to assist you in the process.
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