Compare Today’s Refinance Rates for Oxford, Pennsylvania 19363
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Oxford, Pennsylvania 19363.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Oxford, Pennsylvania 19363. For 30-year amortization refinancing, you can expect lifetime cash savings of $16,476 or $46 per month in Oxford and other parts of Chester county.
Summary of Average Refinances in Oxford, Pennsylvania 19363
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Interactive Refinance Rate Projections for Oxford, Pennsylvania 19363
Pureloan has developed an interactive chart to monitor the five largest local lenders in Oxford, PA 19363, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Oxford, Pennsylvania 19363 from 2024 - 2016
The following historical data provides insights into refinancing trends in Oxford, Pennsylvania and the surrounding Chester county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 84.62% | 48.25% | 52.36% | 54.81% | 59.31% | 53.54% | 47.33% | 52.62% | 55.14% |
| avg refi rate | 6.51% | 3.43% | 2.88% | 3.15% | 3.90% | 4.48% | 3.98% | 3.83% | 4.03% |
| % 15 year fixed refinance | 15.38% | 29.30% | 28.80% | 27.12% | 23.72% | 30.30% | 37.86% | 33.33% | 31.32% |
| avg refi rate | 5.44% | 2.61% | 2.35% | 2.70% | 3.47% | 3.71% | 3.18% | 3.02% | 3.17% |
| Avg credit score | 751.38 | 756.07 | 763.88 | 768.12 | 763.93 | 752.97 | 757.38 | 762.42 | 759.81 |
| Avg LTV (loan to value) | 58.46% | 60.16% | 64.93% | 68.56% | 70.33% | 68.09% | 68.72% | 70.18% | 71.15% |
| Avg DTI (debt to income) | 37.62 | 32.77 | 30.86 | 30.59 | 32.42 | 33.32 | 32.48 | 32.25 | 31.57 |
| Avg refinance insurance % | 3.23% | 0.74% | 1.97% | 3.11% | 5.46% | 3.54% | 3.71% | 4.43% | 4.97% |
Best Refinance Brokers around Oxford, Pennsylvania 19363
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Oxford, Pennsylvania 19363, we have compiled a list of top refinance brokers to assist you in the process.
Kristen Fiorito
VP of Mortgage Lending
547 Pottstown Pike
Chester Springs, PA 19363
(610) 594-6611
kristen.fiorito@guaranteedrate.com
Therese West
VP of Mortgage Lending
547 Pottstown Pike
Chester Springs, PA 19363
(610) 594-6611
teri.west@guaranteedrate.com
Joe Cafiero
Vice President of Mortgage Lending
547 Pottstown Pike
Chester Springs, PA 19363
(610) 594-6611
joe.cafiero@guaranteedrate.com
Adam Waldman
Branch Manager
547 Pottstown Pike
Chester Springs, PA 19363
(484) 348-1777
adam.waldman@guaranteedrate.com
Christine Thierry
Loan Officer
351 W Schuylkill Rd
Pottstown, PA 19363
(610) 326-2099
cmbell@pamortgagepros.com
Address
547 Pottstown Pike
Chester Springs, PA
Contact
(610) 594-6611
Fax (301) 639-0804
kristen.fiorito@guaranteedrate.com
Address
547 Pottstown Pike
Chester Springs, PA
Contact
(610) 594-6611
Fax (301) 639-0804
teri.west@guaranteedrate.com
Address
547 Pottstown Pike
Chester Springs, PA
Contact
(610) 594-6611
Fax (301) 639-0804
joe.cafiero@guaranteedrate.com