Compare Today’s Refinance Rates for Pittsburgh, Pennsylvania 15278
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pittsburgh, Pennsylvania 15278.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $13,766 over the lifetime of your mortgage, which translates to a monthly savings of $38 in Pittsburgh and other areas of Allegheny county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Pittsburgh, Pennsylvania 15278
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Interactive Refinance Rate Projections for Pittsburgh, Pennsylvania 15278
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pittsburgh, PA 15278, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pittsburgh, Pennsylvania 15278 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pittsburgh, Pennsylvania and the surrounding Allegheny county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 31.82% | 22.73% | 50.00% | 43.75% | 75.00% | 41.18% | 50.00% | 33.33% |
avg refi rate | 4.88% | 3.77% | 3.02% | 3.44% | 4.48% | 4.39% | 4.13% | 3.83% | 4.00% |
% 15 year fixed refinance | 40.91% | 43.64% | 33.82% | 37.50% | 16.67% | 47.06% | 37.50% | 41.67% | |
avg refi rate | 2.85% | 2.45% | 2.92% | 3.52% | 3.81% | 3.45% | 3.36% | 3.50% | |
Avg credit score | 642.00 | 741.50 | 762.11 | 752.34 | 756.94 | 756.33 | 744.06 | 752.21 | 753.58 |
Avg LTV (loan to value) | 95.00% | 63.23% | 69.10% | 74.19% | 70.63% | 66.17% | 71.71% | 75.33% | 73.33% |
Avg DTI (debt to income) | 28.00 | 32.18 | 30.24 | 32.24 | 30.63 | 35.00 | 34.29 | 34.92 | 28.08 |
Avg refinance insurance % | 30.00% | 1.95% | 3.46% | 5.19% | 3.06% | 5.17% | 1.82% | 5.29% | 2.00% |
Best Refinance Brokers around Pittsburgh, Pennsylvania 15278
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pittsburgh, Pennsylvania 15278, we have compiled a list of top refinance brokers to assist you in the process.
Jim Martin
Mortgage Loan Officer
1653 McFarland Rd., Suite 105
Pittsburgh, PA 15278
(800) 464-2484
jim.martin@prospectmtg.com
Michael Alonzo
VP, Branch Manager
5541 Walnut Street Suite B100
Pittsburgh, PA 15278
(888) 422-6562
mdalonzo@mbmortgage.com
Haris Agovic
Senior Loan Officer
5541 Walnut Street Suite B100
Pittsburgh, PA 15278
(888) 422-6562
hagovic@mbmortgage.com
Jeff Snyder
Loan Officer
2120 Ardmore Blvd
Pittsburgh, PA 15278
(412) 271-7600
jeffsnyder@howardhanna.com
David Zierski
Loan Officer
670 Rodi Rd Ste 200
Pittsburgh, PA 15278
(412) 243-0418
dave@premortgagepgh.com
Address
1653 McFarland Rd., Suite 105
Pittsburgh, PA
Contact
(800) 464-2484
Fax (301) 639-0804
jim.martin@prospectmtg.com
Address
5541 Walnut Street Suite B100
Pittsburgh, PA
Contact
(888) 422-6562
Fax (301) 639-0804
mdalonzo@mbmortgage.com
Address
5541 Walnut Street Suite B100
Pittsburgh, PA
Contact
(888) 422-6562
Fax (301) 639-0804
hagovic@mbmortgage.com