Compare Today’s Refinance Rates for Portage, Pennsylvania 15946
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Portage, Pennsylvania 15946.
With a 30-year amortization refinance in Portage and surrounding areas of Cambria county, our calculations show that you can expect to save up to $11,698 over the lifetime of your mortgage, or a monthly savings of $32. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Portage, Pennsylvania 15946.
Summary of Average Refinances in Portage, Pennsylvania 15946
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Interactive Refinance Rate Projections for Portage, Pennsylvania 15946
Pureloan has developed an interactive chart to monitor the five largest local lenders in Portage, PA 15946, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Portage, Pennsylvania 15946 from 2024 - 2016
The following historical data provides insights into refinancing trends in Portage, Pennsylvania and the surrounding Cambria county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 28.57% | 32.90% | 34.91% | 54.55% | 70.59% | 21.74% | 37.50% | 19.51% |
avg refi rate | 6.31% | 3.16% | 2.98% | 3.29% | 4.47% | 4.46% | 4.20% | 3.90% | 4.01% |
% 15 year fixed refinance | 46.43% | 42.58% | 40.57% | 31.82% | 23.53% | 52.17% | 43.75% | 60.98% | |
avg refi rate | 2.73% | 2.48% | 2.74% | 3.75% | 3.59% | 3.28% | 2.93% | 3.21% | |
Avg credit score | 737.50 | 752.57 | 757.69 | 759.84 | 758.59 | 750.35 | 741.61 | 759.00 | 757.05 |
Avg LTV (loan to value) | 82.50% | 68.25% | 71.44% | 75.72% | 71.41% | 74.06% | 73.65% | 74.34% | 75.68% |
Avg DTI (debt to income) | 39.00 | 32.68 | 30.94 | 30.29 | 31.64 | 37.76 | 33.17 | 30.78 | 31.51 |
Avg refinance insurance % | 12.50% | 0.86% | 5.18% | 6.99% | 5.59% | 5.71% | 3.39% | 6.84% | 3.44% |
Best Refinance Brokers around Portage, Pennsylvania 15946
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Portage, Pennsylvania 15946, we have compiled a list of top refinance brokers to assist you in the process.
MATTHEW BARKER
Loan Officer
2458 Bedford St
Johnstown, PA 15946
(814) 269-5906
matthew.b.barker@wellsfargo.com
William Tomaskovich
Loan Officer
361 1st St
Johnstown, PA 15946
(814) 535-7658
wstomaskovich@sloveniansavings.com
Deborah Castiglione
Loan Officer
361 1st St
Johnstown, PA 15946
(814) 535-7658
djcastiglione@sloveniansavings.com
Scott Malisko
Loan Officer
361 1st St
Johnstown, PA 15946
(814) 535-7658
smalisko@sloveniansavings.com
Gerald Pozun
Loan Officer
361 1st St
Johnstown, PA 15946
(814) 535-7658
gpozun@sloveniansavings.com
Address
2458 Bedford St
Johnstown, PA
Contact
(814) 269-5906
Fax (301) 639-0804
matthew.b.barker@wellsfargo.com
Address
361 1st St
Johnstown, PA
Contact
(814) 535-7658
Fax (301) 639-0804
wstomaskovich@sloveniansavings.com
Address
361 1st St
Johnstown, PA
Contact
(814) 535-7658
Fax (301) 639-0804
djcastiglione@sloveniansavings.com