Compare Today’s Refinance Rates for Quincy, Pennsylvania 17247
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Quincy, Pennsylvania 17247.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $11,810 over the lifetime of your mortgage, which translates to a monthly savings of $33 in Quincy and other areas of Franklin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Quincy, Pennsylvania 17247
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Quincy, Pennsylvania 17247
Pureloan has developed an interactive chart to monitor the five largest local lenders in Quincy, PA 17247, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Quincy, Pennsylvania 17247 from 2024 - 2016
The following historical data provides insights into refinancing trends in Quincy, Pennsylvania and the surrounding Franklin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 66.67% | 43.33% | 47.42% | 41.94% | 49.47% | 48.36% | 47.70% | 45.92% | 44.39% |
| avg refi rate | 6.08% | 3.67% | 2.94% | 3.20% | 4.14% | 4.52% | 4.06% | 3.94% | 4.08% |
| % 15 year fixed refinance | 22.22% | 30.74% | 30.11% | 35.98% | 29.26% | 37.09% | 37.64% | 35.98% | 37.99% |
| avg refi rate | 5.28% | 2.66% | 2.42% | 2.72% | 3.52% | 3.88% | 3.30% | 3.10% | 3.29% |
| Avg credit score | 741.56 | 745.48 | 758.83 | 764.06 | 755.51 | 753.19 | 754.73 | 756.79 | 762.27 |
| Avg LTV (loan to value) | 56.28% | 64.26% | 69.45% | 72.33% | 73.89% | 70.35% | 71.78% | 74.36% | 73.12% |
| Avg DTI (debt to income) | 38.50 | 32.26 | 31.02 | 30.43 | 32.36 | 32.78 | 32.57 | 31.80 | 31.19 |
| Avg refinance insurance % | 2.06% | 1.28% | 2.58% | 4.24% | 5.94% | 4.08% | 4.69% | 6.33% | 6.50% |
Best Refinance Brokers around Quincy, Pennsylvania 17247
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Quincy, Pennsylvania 17247, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Bev Rosenberry
Loan officer
77 E King St
Shippensburg, PA 17247
(717) 530-3530
brosenberry@orrstown.com
Dan Baer
Loan officer
77 E King St
Shippensburg, PA 17247
(717) 530-3530
dbaer@orrstown.com
Joe Bowden
Loan officer
77 E King St
Shippensburg, PA 17247
(717) 530-3530
jbowden@orrstown.com
Vivianne Bechtel
Loan officer
121 Lurgan Ave
Shippensburg, PA 17247
(717) 530-3530
vbechtel@orrstown.com
Phyllis Nye
Loan officer
121 Lurgan Ave
Shippensburg, PA 17247
(717) 530-3530
pnye@orrstown.com
Address
77 E King St
Shippensburg, PA
Contact
(717) 530-3530
Fax (301) 639-0804
brosenberry@orrstown.com
Address
77 E King St
Shippensburg, PA
Contact
(717) 530-3530
Fax (301) 639-0804
dbaer@orrstown.com
Address
77 E King St
Shippensburg, PA
Contact
(717) 530-3530
Fax (301) 639-0804
jbowden@orrstown.com