Compare Today’s Refinance Rates for Reading, Pennsylvania

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Reading, Pennsylvania 19602. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $12,730 or $35 / month in Reading and other areas of Berks county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Reading, Pennsylvania 19602.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.330604 -75.919229

Summary of Average Refinance Terms in Reading, Pennsylvania 19602

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Reading, PA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Reading, PA 19602, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Reading, PA

Refinance Rates for Reading, Pennsylvania 19602 from 2014 - 2021

Below are historical data on refinancing in Reading, Pennsylvania and around Berks county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 55.29% 47.00% 49.28% 56.12% 58.20% 59.19% 60.69% 50.87%
avg refi rate 4.82% 4.47% 3.90% 3.69% 4.49% 4.05% 3.84% 3.89%
% 15 year fixed refinance 28.43% 32.49% 31.45% 30.67% 29.10% 26.33% 23.66% 32.79%
avg refi rate 4.25% 3.77% 3.24% 2.93% 3.51% 3.24% 3.07% 3.12%
Avg credit score 764.94 765.75 769.69 763.87 750.31 756.94 756.06 748.41
Avg LTV (loan to value) 61.16% 62.40% 64.07% 66.21% 69.81% 70.08% 70.53% 67.30%
Avg DTI (debt to income) 31.21 31.25 30.44 30.94 33.87 33.13 33.10 34.11
Avg refinance insurance % 0.98% 1.41% 1.66% 2.95% 4.08% 4.55% 4.26% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Reading, Pennsylvania 19602

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Reading, Pennsylvania 19602, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Yuhas

Senior Loan Officer

3608 St. Lawrence Avenue, Suite 102

Reading, PA 19602

(757) 498-7435

myuhas@twmortgage.com

Joseph Robert

Vice President of Sales

3608 St. Lawrence Avenue, Suite 102

Reading, PA 19602

(757) 498-7435

jrobert@twmortgage.com

Frank Carado

Branch Manager

3608 St. Lawrence Avenue, Suite 102

Reading, PA 19602

(757) 498-7435

fcarado@twmortgage.com

Joseph Staub

Vice President of Sales

3608 St Lawrence Ave #102

Reading, PA 19602

(610) 603-0241

jstaub@twmortgage.com

Leo Harvey

Branch Manager / Sr. Loan Officer

3608 St Lawrence Ave #102

Reading, PA 19602

(610) 603-0241

lharvey@twmortgage.com

Address

3608 St. Lawrence Avenue, Suite 102

Reading, PA

Contact

(757) 498-7435

Fax (301) 639-0804

myuhas@twmortgage.com

Address

3608 St. Lawrence Avenue, Suite 102

Reading, PA

Contact

(757) 498-7435

Fax (301) 639-0804

jrobert@twmortgage.com

Address

3608 St. Lawrence Avenue, Suite 102

Reading, PA

Contact

(757) 498-7435

Fax (301) 639-0804

fcarado@twmortgage.com

Refinancing News for Reading, Pennsylvania 19602