Compare Today’s Refinance Rates for Ringgold, Pennsylvania 15770
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ringgold, Pennsylvania 15770.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ringgold, Pennsylvania 15770. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,577 or $13 per month in Ringgold and other parts of Jefferson county.
40.968387
-79.20135
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Summary of Average Refinances in Ringgold, Pennsylvania 15770
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Ringgold, Pennsylvania 15770
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ringgold, PA 15770, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ringgold, Pennsylvania 15770 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ringgold, Pennsylvania and the surrounding Jefferson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 31.82% | 22.73% | 50.00% | 43.75% | 75.00% | 41.18% | 50.00% | 33.33% |
| avg refi rate | 4.88% | 3.77% | 3.02% | 3.44% | 4.48% | 4.39% | 4.13% | 3.83% | 4.00% |
| % 15 year fixed refinance | 40.91% | 43.64% | 33.82% | 37.50% | 16.67% | 47.06% | 37.50% | 41.67% | |
| avg refi rate | 2.85% | 2.45% | 2.92% | 3.52% | 3.81% | 3.45% | 3.36% | 3.50% | |
| Avg credit score | 642.00 | 741.50 | 762.11 | 752.34 | 756.94 | 756.33 | 744.06 | 752.21 | 753.58 |
| Avg LTV (loan to value) | 95.00% | 63.23% | 69.10% | 74.19% | 70.63% | 66.17% | 71.71% | 75.33% | 73.33% |
| Avg DTI (debt to income) | 28.00 | 32.18 | 30.24 | 32.24 | 30.63 | 35.00 | 34.29 | 34.92 | 28.08 |
| Avg refinance insurance % | 30.00% | 1.95% | 3.46% | 5.19% | 3.06% | 5.17% | 1.82% | 5.29% | 2.00% |
Best Refinance Brokers around Ringgold, Pennsylvania 15770
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ringgold, Pennsylvania 15770, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Rod Silvis
Community Lending
256 Main St
Brookville, PA 15770
(814) 226-5640
rod.silvis@stbank.net
Don Shaffer
Mortgage Consultant
256 Main St
Brookville, PA 15770
(814) 221-2161
don.shaffer@stbank.net
Alana Myers
Mortgage Consultant
256 Main St
Brookville, PA 15770
(814) 849-6258
alana.myers@stbank.net
Address
256 Main St
Brookville, PA
Contact
(814) 226-5640
Fax (301) 639-0804
rod.silvis@stbank.net
Address
256 Main St
Brookville, PA
Contact
(814) 221-2161
Fax (301) 639-0804
don.shaffer@stbank.net
Address
256 Main St
Brookville, PA
Contact
(814) 849-6258
Fax (301) 639-0804
alana.myers@stbank.net