Compare Today’s Refinance Rates for Scranton, Pennsylvania 18522
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Scranton, Pennsylvania 18522.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $20,438 over the lifetime of your mortgage, which translates to a monthly savings of $57 in Scranton and other areas of Lackawanna county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Scranton, Pennsylvania 18522
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Interactive Refinance Rate Projections for Scranton, Pennsylvania 18522
Pureloan has developed an interactive chart to monitor the five largest local lenders in Scranton, PA 18522, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Scranton, Pennsylvania 18522 from 2024 - 2016
The following historical data provides insights into refinancing trends in Scranton, Pennsylvania and the surrounding Lackawanna county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 47.76% | 49.36% | 47.28% | 55.19% | 57.29% | 42.74% | 50.00% | 45.37% |
avg refi rate | 6.53% | 3.52% | 2.99% | 3.28% | 4.17% | 4.70% | 4.10% | 3.90% | 4.11% |
% 15 year fixed refinance | 30.35% | 28.06% | 29.26% | 27.92% | 25.63% | 36.31% | 32.07% | 35.42% | |
avg refi rate | 2.76% | 2.45% | 2.77% | 3.48% | 3.82% | 3.31% | 3.13% | 3.31% | |
Avg credit score | 725.05 | 758.27 | 756.85 | 759.72 | 757.03 | 743.06 | 753.42 | 760.14 | 757.56 |
Avg LTV (loan to value) | 59.05% | 62.35% | 67.72% | 72.05% | 72.62% | 71.96% | 74.11% | 74.34% | 73.33% |
Avg DTI (debt to income) | 42.40 | 33.58 | 32.14 | 32.08 | 33.76 | 35.35 | 33.65 | 33.06 | 32.63 |
Avg refinance insurance % | 1.20% | 0.95% | 1.81% | 4.27% | 5.71% | 4.89% | 6.08% | 5.88% | 6.05% |
Best Refinance Brokers around Scranton, Pennsylvania 18522
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Scranton, Pennsylvania 18522, we have compiled a list of top refinance brokers to assist you in the process.
Nolan Ayres
Loan Officer Assistant
1700 N Keyser Ave
Scranton, PA 18522
(800) 239-8513
nolan.ayres@communitybankna.com
Lisa Browning
Loan Officer Assistant
1700 N Keyser Ave
Scranton, PA 18522
(800) 239-8513
lisa.browning@communitybankna.com
David Lencicki
Loan Officer Assistant
500 Davis Street
Scranton, PA 18522
(800) 239-8513
david.lencicki@communitybankna.com
Tyler Dayoub
Loan Officer
201 Penn Ave
Scranton, PA 18522
(570) 614-1989
tyler.dayoub@pncmortgage.com
Tony Caruso
Loan Officer
201 Penn Ave
Scranton, PA 18522
(570) 614-1989
tony.caruso@pncmortgage.com
Address
1700 N Keyser Ave
Scranton, PA
Contact
(800) 239-8513
Fax (301) 639-0804
nolan.ayres@communitybankna.com
Address
1700 N Keyser Ave
Scranton, PA
Contact
(800) 239-8513
Fax (301) 639-0804
lisa.browning@communitybankna.com
Address
500 Davis Street
Scranton, PA
Contact
(800) 239-8513
Fax (301) 639-0804
david.lencicki@communitybankna.com