Compare Today’s Refinance Rates for Thompson, Pennsylvania 18465
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Thompson, Pennsylvania 18465.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Thompson, Pennsylvania 18465. For 30-year amortization refinancing, you can expect lifetime cash savings of $19,128 or $53 per month in Thompson and other parts of Wayne county.
Summary of Average Refinances in Thompson, Pennsylvania 18465
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Interactive Refinance Rate Projections for Thompson, Pennsylvania 18465
Pureloan has developed an interactive chart to monitor the five largest local lenders in Thompson, PA 18465, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Thompson, Pennsylvania 18465 from 2024 - 2016
The following historical data provides insights into refinancing trends in Thompson, Pennsylvania and the surrounding Wayne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 44.19% | 42.17% | 38.03% | 60.29% | 57.14% | 48.39% | 52.94% | 41.88% |
avg refi rate | 6.50% | 3.54% | 2.99% | 3.25% | 4.20% | 4.48% | 4.24% | 3.95% | 4.05% |
% 15 year fixed refinance | 33.33% | 33.00% | 38.30% | 26.47% | 37.14% | 44.09% | 30.25% | 40.17% | |
avg refi rate | 2.60% | 2.47% | 2.77% | 3.72% | 3.74% | 3.48% | 3.20% | 3.29% | |
Avg credit score | 735.20 | 745.39 | 758.54 | 761.81 | 748.82 | 738.91 | 747.02 | 753.90 | 757.14 |
Avg LTV (loan to value) | 73.40% | 60.89% | 66.08% | 71.01% | 71.84% | 68.03% | 71.56% | 67.46% | 69.40% |
Avg DTI (debt to income) | 30.60 | 34.95 | 32.47 | 32.87 | 33.66 | 35.00 | 32.85 | 33.76 | 31.39 |
Avg refinance insurance % | 5.00% | 1.09% | 1.76% | 3.54% | 5.46% | 2.97% | 3.44% | 3.55% | 3.61% |
Best Refinance Brokers around Thompson, Pennsylvania 18465
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Thompson, Pennsylvania 18465, we have compiled a list of top refinance brokers to assist you in the process.
Andrew Gavlick
Loan Officer
201 Penn Ave
Scranton, PA 18465
(570) 614-1989
andrew.gavlick@pncmortgage.com
Anthony Cafardi
Loan Officer
201 Penn Ave
Scranton, PA 18465
(570) 614-1989
anthony.cafardi@pncmortgage.com
Bill James
Loan Officer
201 Penn Ave
Scranton, PA 18465
(570) 614-1989
william.james@pncmortgage.com
Carla Elizondo
Loan Officer
201 Penn Ave
Scranton, PA 18465
(570) 614-1989
carla.elizondo@pncmortgage.com
Carmen Caputo
Loan Officer
201 Penn Ave
Scranton, PA 18465
(570) 614-1989
carmen.caputo@pncmortgage.com
Address
201 Penn Ave
Scranton, PA
Contact
(570) 614-1989
Fax (301) 639-0804
andrew.gavlick@pncmortgage.com
Address
201 Penn Ave
Scranton, PA
Contact
(570) 614-1989
Fax (301) 639-0804
anthony.cafardi@pncmortgage.com
Address
201 Penn Ave
Scranton, PA
Contact
(570) 614-1989
Fax (301) 639-0804
william.james@pncmortgage.com