Compare Today’s Refinance Rates for West Willow, Pennsylvania 17583
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in West Willow, Pennsylvania 17583.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $15,083 over the lifetime of your mortgage, which translates to a monthly savings of $42 in West Willow and other areas of Lancaster county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in West Willow, Pennsylvania 17583
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Interactive Refinance Rate Projections for West Willow, Pennsylvania 17583
Pureloan has developed an interactive chart to monitor the five largest local lenders in West Willow, PA 17583, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in West Willow, Pennsylvania 17583 from 2024 - 2016
The following historical data provides insights into refinancing trends in West Willow, Pennsylvania and the surrounding Lancaster county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 66.67% | 43.33% | 47.42% | 41.94% | 49.47% | 48.36% | 47.70% | 45.92% | 44.39% |
| avg refi rate | 6.08% | 3.67% | 2.94% | 3.20% | 4.14% | 4.52% | 4.06% | 3.94% | 4.08% |
| % 15 year fixed refinance | 22.22% | 30.74% | 30.11% | 35.98% | 29.26% | 37.09% | 37.64% | 35.98% | 37.99% |
| avg refi rate | 5.28% | 2.66% | 2.42% | 2.72% | 3.52% | 3.88% | 3.30% | 3.10% | 3.29% |
| Avg credit score | 741.56 | 745.48 | 758.83 | 764.06 | 755.51 | 753.19 | 754.73 | 756.79 | 762.27 |
| Avg LTV (loan to value) | 56.28% | 64.26% | 69.45% | 72.33% | 73.89% | 70.35% | 71.78% | 74.36% | 73.12% |
| Avg DTI (debt to income) | 38.50 | 32.26 | 31.02 | 30.43 | 32.36 | 32.78 | 32.57 | 31.80 | 31.19 |
| Avg refinance insurance % | 2.06% | 1.28% | 2.58% | 4.24% | 5.94% | 4.08% | 4.69% | 6.33% | 6.50% |
Best Refinance Brokers around West Willow, Pennsylvania 17583
If you are considering refinancing your mortgage or obtaining a cash-out refinance in West Willow, Pennsylvania 17583, we have compiled a list of top refinance brokers to assist you in the process.
Todd Nein
Loan Officer
1 Penn Sq Ste 1
Lancaster, PA 17583
(717) 291-2499
tnein@fultonbank.com
DOUG NEDIMYER
Loan Officer
1271 Lititz Pike
Lancaster, PA 17583
(717) 299-6801
doug.nedimyer@wellsfargo.com
MATTHEW KOPELMAN
Loan Officer
1271 Lititz Pike
Lancaster, PA 17583
(717) 299-6801
matthew.a.kopelman@wellsfargo.com
ROBERT HIRONIMUS
Loan Officer
1271 Lititz Pike
Lancaster, PA 17583
(717) 299-6801
robert.hironimus@wellsfargo.com
DENNIS MOYER
Loan Officer
1271 Lititz Pike
Lancaster, PA 17583
(717) 299-6801
dennis.r.moyer@wellsfargo.com
Address
1 Penn Sq Ste 1
Lancaster, PA
Contact
(717) 291-2499
Fax (301) 639-0804
tnein@fultonbank.com
Address
1271 Lititz Pike
Lancaster, PA
Contact
(717) 299-6801
Fax (301) 639-0804
doug.nedimyer@wellsfargo.com
Address
1271 Lititz Pike
Lancaster, PA
Contact
(717) 299-6801
Fax (301) 639-0804
matthew.a.kopelman@wellsfargo.com