Compare Today’s Refinance Rates for Wilcox, Pennsylvania 15870
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wilcox, Pennsylvania 15870.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,999 over the lifetime of your mortgage, which translates to a monthly savings of $25 in Wilcox and other areas of Elk county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Wilcox, Pennsylvania 15870
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Interactive Refinance Rate Projections for Wilcox, Pennsylvania 15870
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wilcox, PA 15870, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wilcox, Pennsylvania 15870 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wilcox, Pennsylvania and the surrounding Elk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 31.82% | 22.73% | 50.00% | 43.75% | 75.00% | 41.18% | 50.00% | 33.33% |
avg refi rate | 4.88% | 3.77% | 3.02% | 3.44% | 4.48% | 4.39% | 4.13% | 3.83% | 4.00% |
% 15 year fixed refinance | 40.91% | 43.64% | 33.82% | 37.50% | 16.67% | 47.06% | 37.50% | 41.67% | |
avg refi rate | 2.85% | 2.45% | 2.92% | 3.52% | 3.81% | 3.45% | 3.36% | 3.50% | |
Avg credit score | 642.00 | 741.50 | 762.11 | 752.34 | 756.94 | 756.33 | 744.06 | 752.21 | 753.58 |
Avg LTV (loan to value) | 95.00% | 63.23% | 69.10% | 74.19% | 70.63% | 66.17% | 71.71% | 75.33% | 73.33% |
Avg DTI (debt to income) | 28.00 | 32.18 | 30.24 | 32.24 | 30.63 | 35.00 | 34.29 | 34.92 | 28.08 |
Avg refinance insurance % | 30.00% | 1.95% | 3.46% | 5.19% | 3.06% | 5.17% | 1.82% | 5.29% | 2.00% |
Best Refinance Brokers around Wilcox, Pennsylvania 15870
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wilcox, Pennsylvania 15870, we have compiled a list of top refinance brokers to assist you in the process.
MATTHEW BARKER
Loan Officer
2458 Bedford St
Johnstown, PA 15870
(814) 269-5906
matthew.b.barker@wellsfargo.com
William Tomaskovich
Loan Officer
361 1st St
Johnstown, PA 15870
(814) 535-7658
wstomaskovich@sloveniansavings.com
Deborah Castiglione
Loan Officer
361 1st St
Johnstown, PA 15870
(814) 535-7658
djcastiglione@sloveniansavings.com
Scott Malisko
Loan Officer
361 1st St
Johnstown, PA 15870
(814) 535-7658
smalisko@sloveniansavings.com
Gerald Pozun
Loan Officer
361 1st St
Johnstown, PA 15870
(814) 535-7658
gpozun@sloveniansavings.com
Address
2458 Bedford St
Johnstown, PA
Contact
(814) 269-5906
Fax (301) 639-0804
matthew.b.barker@wellsfargo.com
Address
361 1st St
Johnstown, PA
Contact
(814) 535-7658
Fax (301) 639-0804
wstomaskovich@sloveniansavings.com
Address
361 1st St
Johnstown, PA
Contact
(814) 535-7658
Fax (301) 639-0804
djcastiglione@sloveniansavings.com