Compare Today’s Refinance Rates for Williamsport, Pennsylvania
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Williamsport, Pennsylvania 17702. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Williamsport and other areas of Lycoming county, expected lifetime cash savings are $10,923 or $30 / month.
For Williamsport, Pennsylvania 17702, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
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Summary of Average Refinance Terms in Williamsport, Pennsylvania 17702
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APR
Expected Savings
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Total Closing Costs
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Customized Refinance Rate Projections for Williamsport, PA
For refinance rate forecasts and predictions in Williamsport, PA 17702, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Williamsport, Pennsylvania 17702 from 2014 - 2021
Below are historical data on refinancing in Williamsport, Pennsylvania and around Lycoming county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 54.30% | 46.05% | 50.21% | 52.05% | 56.43% | 56.87% | 57.20% | 50.69% |
| avg refi rate | 4.80% | 4.43% | 3.86% | 3.62% | 4.48% | 4.02% | 3.82% | 3.86% |
| % 15 year fixed refinance | 30.62% | 33.37% | 32.25% | 33.96% | 29.38% | 26.49% | 27.33% | 32.70% |
| avg refi rate | 4.21% | 3.74% | 3.21% | 2.91% | 3.49% | 3.18% | 2.98% | 3.13% |
| Avg credit score | 770.43 | 770.01 | 772.61 | 767.76 | 753.24 | 761.65 | 760.69 | 756.41 |
| Avg LTV (loan to value) | 61.94% | 61.97% | 63.15% | 65.06% | 69.84% | 69.63% | 69.14% | 66.89% |
| Avg DTI (debt to income) | 29.87 | 29.99 | 29.16 | 29.62 | 32.43 | 31.64 | 31.48 | 32.21 |
| Avg refinance insurance % | 1.41% | 1.27% | 1.66% | 2.65% | 4.60% | 4.42% | 4.09% | 2.94% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Williamsport, Pennsylvania 17702
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Williamsport, Pennsylvania 17702, we have compiled a list of the leading refinance brokers to guide you.
Name
Address
Contact
Elaine Mudrick
Office Supervisor/Senior Loan Officer
PO Box 25
Eagles Mere, PA 17702
(570) 525-2012
emudrick@peoplesbankpa.com
Address
PO Box 25
Eagles Mere, PA
Contact
(570) 525-2012
Fax (301) 639-0804
emudrick@peoplesbankpa.com