Compare Today’s Refinance Rates for Williamsport, Pennsylvania 17702
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Williamsport, Pennsylvania 17702.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Williamsport, Pennsylvania 17702. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,244 or $17 per month in Williamsport and other parts of Lycoming county.
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Summary of Average Refinances in Williamsport, Pennsylvania 17702
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Williamsport, Pennsylvania 17702
Pureloan has developed an interactive chart to monitor the five largest local lenders in Williamsport, PA 17702, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Williamsport, Pennsylvania 17702 from 2024 - 2016
The following historical data provides insights into refinancing trends in Williamsport, Pennsylvania and the surrounding Lycoming county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 43.33% | 47.42% | 41.94% | 49.47% | 48.36% | 47.70% | 45.92% | 44.39% |
avg refi rate | 6.08% | 3.67% | 2.94% | 3.20% | 4.14% | 4.52% | 4.06% | 3.94% | 4.08% |
% 15 year fixed refinance | 22.22% | 30.74% | 30.11% | 35.98% | 29.26% | 37.09% | 37.64% | 35.98% | 37.99% |
avg refi rate | 5.28% | 2.66% | 2.42% | 2.72% | 3.52% | 3.88% | 3.30% | 3.10% | 3.29% |
Avg credit score | 741.56 | 745.48 | 758.83 | 764.06 | 755.51 | 753.19 | 754.73 | 756.79 | 762.27 |
Avg LTV (loan to value) | 56.28% | 64.26% | 69.45% | 72.33% | 73.89% | 70.35% | 71.78% | 74.36% | 73.12% |
Avg DTI (debt to income) | 38.50 | 32.26 | 31.02 | 30.43 | 32.36 | 32.78 | 32.57 | 31.80 | 31.19 |
Avg refinance insurance % | 2.06% | 1.28% | 2.58% | 4.24% | 5.94% | 4.08% | 4.69% | 6.33% | 6.50% |
Best Refinance Brokers around Williamsport, Pennsylvania 17702
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Williamsport, Pennsylvania 17702, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Elaine Mudrick
Office Supervisor/Senior Loan Officer
PO Box 25
Eagles Mere, PA 17702
(570) 525-2012
emudrick@peoplesbankpa.com
Address
PO Box 25
Eagles Mere, PA
Contact
(570) 525-2012
Fax (301) 639-0804
emudrick@peoplesbankpa.com