Compare Today’s Refinance Rates for Wyoming, Pennsylvania 18644
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wyoming, Pennsylvania 18644.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $17,070 over the lifetime of your mortgage, which translates to a monthly savings of $47 in Wyoming and other areas of Luzerne county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Wyoming, Pennsylvania 18644
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Interactive Refinance Rate Projections for Wyoming, Pennsylvania 18644
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wyoming, PA 18644, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wyoming, Pennsylvania 18644 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wyoming, Pennsylvania and the surrounding Luzerne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 47.76% | 49.36% | 47.28% | 55.19% | 57.29% | 42.74% | 50.00% | 45.37% |
avg refi rate | 6.53% | 3.52% | 2.99% | 3.28% | 4.17% | 4.70% | 4.10% | 3.90% | 4.11% |
% 15 year fixed refinance | 30.35% | 28.06% | 29.26% | 27.92% | 25.63% | 36.31% | 32.07% | 35.42% | |
avg refi rate | 2.76% | 2.45% | 2.77% | 3.48% | 3.82% | 3.31% | 3.13% | 3.31% | |
Avg credit score | 725.05 | 758.27 | 756.85 | 759.72 | 757.03 | 743.06 | 753.42 | 760.14 | 757.56 |
Avg LTV (loan to value) | 59.05% | 62.35% | 67.72% | 72.05% | 72.62% | 71.96% | 74.11% | 74.34% | 73.33% |
Avg DTI (debt to income) | 42.40 | 33.58 | 32.14 | 32.08 | 33.76 | 35.35 | 33.65 | 33.06 | 32.63 |
Avg refinance insurance % | 1.20% | 0.95% | 1.81% | 4.27% | 5.71% | 4.89% | 6.08% | 5.88% | 6.05% |
Best Refinance Brokers around Wyoming, Pennsylvania 18644
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wyoming, Pennsylvania 18644, we have compiled a list of top refinance brokers to assist you in the process.
Stacy Kaufmann
Branch Manager/Senior Loan Officer
202 S Turnpike St
Dushore, PA 18644
(570) 928-0141
skaufmann@peoplesbankpa.com
Mark Mellas
Vice President/Lending
802 Hunter Hwy
Tunkhannock, PA 18644
(570) 996-5303
mmellas@peoplesbankpa.com
Craig Tupper
Assistant Vice President/Branch Manager
802 Hunter Hwy
Tunkhannock, PA 18644
(570) 996-5302
ctupper@peoplesbankpa.com
Brigitte Meskers
Loan Officer Assistant
198 E. Tioga St
Tunkhannock, PA 18644
(800) 239-8513
brigitte.meskers@communitybankna.com
Jennifer Ramey
Loan Officer Assistant
8192 SR 6
Meshoppen, PA 18644
(800) 239-8513
jennifer.ramey@communitybankna.com
Address
202 S Turnpike St
Dushore, PA
Contact
(570) 928-0141
Fax (301) 639-0804
skaufmann@peoplesbankpa.com
Address
802 Hunter Hwy
Tunkhannock, PA
Contact
(570) 996-5303
Fax (301) 639-0804
mmellas@peoplesbankpa.com
Address
802 Hunter Hwy
Tunkhannock, PA
Contact
(570) 996-5302
Fax (301) 639-0804
ctupper@peoplesbankpa.com