Compare Today’s Refinance Rates for York, Pennsylvania

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for York, Pennsylvania 17405. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,388 or $12 / month in York and other areas of York county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for York, Pennsylvania 17405.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.9594 -76.7263

Summary of Average Refinance Terms in York, Pennsylvania 17405

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for York, PA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in York, PA 17405, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for York, PA

Refinance Rates for York, Pennsylvania 17405 from 2014 - 2021

Below are historical data on refinancing in York, Pennsylvania and around York county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.30% 46.05% 50.21% 52.05% 56.43% 56.87% 57.20% 50.69%
avg refi rate 4.80% 4.43% 3.86% 3.62% 4.48% 4.02% 3.82% 3.86%
% 15 year fixed refinance 30.62% 33.37% 32.25% 33.96% 29.38% 26.49% 27.33% 32.70%
avg refi rate 4.21% 3.74% 3.21% 2.91% 3.49% 3.18% 2.98% 3.13%
Avg credit score 770.43 770.01 772.61 767.76 753.24 761.65 760.69 756.41
Avg LTV (loan to value) 61.94% 61.97% 63.15% 65.06% 69.84% 69.63% 69.14% 66.89%
Avg DTI (debt to income) 29.87 29.99 29.16 29.62 32.43 31.64 31.48 32.21
Avg refinance insurance % 1.41% 1.27% 1.66% 2.65% 4.60% 4.42% 4.09% 2.94%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around York, Pennsylvania 17405

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in York, Pennsylvania 17405, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Julie West

Mortgage Loan Officer

2900 Whiteford Rd

York, PA 17405

(717) 751-0167

julie.west@bbandt.com

Michael Ciresi

Loan Officer, U.S. Navy Veteran

1030 Plymouth Road

York, PA 17405

(717) 781-8272

mciresi@mortgagenetwork.com

Tim Mussmon

branch sales Managar

3301 W. Market Street

York, PA 17405

(717) 792-2641

yorkinfo@agchoice.com

Lisa Warner

Mortgage Loan Originator

2575 Eastern Boulevard

York, PA 17405

lwarner@homebridge.com

Christi Tollinger

Mortgage Loan Originator

2575 Eastern Boulevard

York, PA 17405

ctollinger@homebridge.com

Address

2900 Whiteford Rd

York, PA

Contact

(717) 751-0167

Fax (301) 639-0804

julie.west@bbandt.com

Address

1030 Plymouth Road

York, PA

Contact

(717) 781-8272

Fax (301) 639-0804

mciresi@mortgagenetwork.com

Address

3301 W. Market Street

York, PA

Contact

(717) 792-2641

Fax (301) 639-0804

yorkinfo@agchoice.com

Refinancing News for York, Pennsylvania 17405