Compare Today’s Refinance Rates for York, Pennsylvania 17415
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in York, Pennsylvania 17415.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $13,001 over the lifetime of your mortgage, which translates to a monthly savings of $36 in York and other areas of York county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in York, Pennsylvania 17415
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Interactive Refinance Rate Projections for York, Pennsylvania 17415
Pureloan has developed an interactive chart to monitor the five largest local lenders in York, PA 17415, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in York, Pennsylvania 17415 from 2024 - 2016
The following historical data provides insights into refinancing trends in York, Pennsylvania and the surrounding York county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 43.33% | 47.42% | 41.94% | 49.47% | 48.36% | 47.70% | 45.92% | 44.39% |
avg refi rate | 6.08% | 3.67% | 2.94% | 3.20% | 4.14% | 4.52% | 4.06% | 3.94% | 4.08% |
% 15 year fixed refinance | 22.22% | 30.74% | 30.11% | 35.98% | 29.26% | 37.09% | 37.64% | 35.98% | 37.99% |
avg refi rate | 5.28% | 2.66% | 2.42% | 2.72% | 3.52% | 3.88% | 3.30% | 3.10% | 3.29% |
Avg credit score | 741.56 | 745.48 | 758.83 | 764.06 | 755.51 | 753.19 | 754.73 | 756.79 | 762.27 |
Avg LTV (loan to value) | 56.28% | 64.26% | 69.45% | 72.33% | 73.89% | 70.35% | 71.78% | 74.36% | 73.12% |
Avg DTI (debt to income) | 38.50 | 32.26 | 31.02 | 30.43 | 32.36 | 32.78 | 32.57 | 31.80 | 31.19 |
Avg refinance insurance % | 2.06% | 1.28% | 2.58% | 4.24% | 5.94% | 4.08% | 4.69% | 6.33% | 6.50% |
Best Refinance Brokers around York, Pennsylvania 17415
If you are considering refinancing your mortgage or obtaining a cash-out refinance in York, Pennsylvania 17415, we have compiled a list of top refinance brokers to assist you in the process.
Julie West
Mortgage Loan Officer
2900 Whiteford Rd
York, PA 17415
(717) 751-0167
julie.west@bbandt.com
Michael Ciresi
Loan Officer, U.S. Navy Veteran
1030 Plymouth Road
York, PA 17415
(717) 781-8272
mciresi@mortgagenetwork.com
Tim Mussmon
branch sales Managar
3301 W. Market Street
York, PA 17415
(717) 792-2641
yorkinfo@agchoice.com
Lisa Warner
Mortgage Loan Originator
2575 Eastern Boulevard
York, PA 17415
lwarner@homebridge.com
Christi Tollinger
Mortgage Loan Originator
2575 Eastern Boulevard
York, PA 17415
ctollinger@homebridge.com
Address
2900 Whiteford Rd
York, PA
Contact
(717) 751-0167
Fax (301) 639-0804
julie.west@bbandt.com
Address
1030 Plymouth Road
York, PA
Contact
(717) 781-8272
Fax (301) 639-0804
mciresi@mortgagenetwork.com
Address
3301 W. Market Street
York, PA
Contact
(717) 792-2641
Fax (301) 639-0804
yorkinfo@agchoice.com