Compare Today’s Refinance Rates for Bristol, Rhode Island 02809
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bristol, Rhode Island 02809.
With a 30-year amortization refinance in Bristol and surrounding areas of Bristol county, our calculations show that you can expect to save up to $13,585 over the lifetime of your mortgage, or a monthly savings of $38. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Bristol, Rhode Island 02809.
Summary of Average Refinances in Bristol, Rhode Island 02809
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Interactive Refinance Rate Projections for Bristol, Rhode Island 02809
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bristol, RI 02809, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bristol, Rhode Island 02809 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bristol, Rhode Island and the surrounding Bristol county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.77% | 56.87% | 60.98% | 59.85% | 60.39% | 58.56% | 49.06% | 55.63% | 59.02% |
avg refi rate | 6.52% | 3.49% | 2.96% | 3.23% | 4.06% | 4.50% | 4.07% | 3.89% | 4.08% |
% 15 year fixed refinance | 7.69% | 24.21% | 23.06% | 23.91% | 22.42% | 25.94% | 36.98% | 31.49% | 26.79% |
avg refi rate | 5.38% | 2.66% | 2.40% | 2.78% | 3.54% | 3.85% | 3.25% | 3.08% | 3.30% |
Avg credit score | 724.12 | 739.59 | 754.86 | 760.50 | 750.16 | 739.67 | 748.67 | 755.34 | 755.44 |
Avg LTV (loan to value) | 66.12% | 58.10% | 65.88% | 70.03% | 72.57% | 68.45% | 70.82% | 73.16% | 74.66% |
Avg DTI (debt to income) | 38.50 | 31.91 | 30.61 | 30.18 | 32.47 | 33.29 | 31.40 | 30.88 | 30.65 |
Avg refinance insurance % | 4.19% | 0.86% | 2.15% | 3.70% | 4.53% | 2.54% | 3.52% | 5.16% | 6.05% |
Best Refinance Brokers around Bristol, Rhode Island 02809
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bristol, Rhode Island 02809, we have compiled a list of top refinance brokers to assist you in the process.
Gina Helm
Vice President Mortgage Originator
6 Gooding Ave
Bristol, RI 02809
(401) 842-0954
gina.helm@banknewport.com
David Martinelli
Mortgage Loan Officer
25 Mall Road, Suite 408
Wellesley, MA 02809
(781) 489-3176
djmartinelli@washtrustmortgage.com
Paul Fredette
Vp & Regional Manager
25 Mall Road, Suite 408
Wellesley, MA 02809
(781) 489-3179
pmfredette@washtrustmortgage.com
Sean Fleming
Mortgage Loan Officer
25 Mall Road, Suite 408
Wellesley, MA 02809
(781) 489-3178
spfleming@washtrustmortgage.com
Thomas Pierce
Mortgage Loan Officer
25 Mall Road, Suite 408
Wellesley, MA 02809
(508) 942-5749
tipierce@washtrustmortgage.com
Address
6 Gooding Ave
Bristol, RI
Contact
(401) 842-0954
Fax (301) 639-0804
gina.helm@banknewport.com
Address
25 Mall Road, Suite 408
Wellesley, MA
Contact
(781) 489-3176
Fax (301) 639-0804
djmartinelli@washtrustmortgage.com
Address
25 Mall Road, Suite 408
Wellesley, MA
Contact
(781) 489-3179
Fax (301) 639-0804
pmfredette@washtrustmortgage.com