Compare Today’s Refinance Rates for Charlestown, Rhode Island

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Charlestown, Rhode Island 02813. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Charlestown and other areas of Washington county, expected lifetime cash savings are $7,117 or $20 / month.

For Charlestown, Rhode Island 02813, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Charlestown, Rhode Island 02813

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Charlestown, RI 02813, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Charlestown, Rhode Island 02813 from 2012 - 2019

Below are historical data on refinancing in Charlestown, Rhode Island and around Washington county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Charlestown, Rhode Island 02813

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Charlestown, Rhode Island 02813, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

David Martinelli

Mortgage Loan Officer

25 Mall Road, Suite 408

Wellesley, MA 02813

(781) 489-3176

djmartinelli@washtrustmortgage.com

Paul Fredette

Vp & Regional Manager

25 Mall Road, Suite 408

Wellesley, MA 02813

(781) 489-3179

pmfredette@washtrustmortgage.com

Sean Fleming

Mortgage Loan Officer

25 Mall Road, Suite 408

Wellesley, MA 02813

(781) 489-3178

spfleming@washtrustmortgage.com

Thomas Pierce

Mortgage Loan Officer

25 Mall Road, Suite 408

Wellesley, MA 02813

(508) 942-5749

tipierce@washtrustmortgage.com

Gina Helm

Vice President Mortgage Originator

6 Gooding Ave

Bristol, RI 02813

(401) 842-0954

gina.helm@banknewport.com

Address

25 Mall Road, Suite 408

Wellesley, MA

Contact

(781) 489-3176

Fax (301) 639-0804

djmartinelli@washtrustmortgage.com

Address

25 Mall Road, Suite 408

Wellesley, MA

Contact

(781) 489-3179

Fax (301) 639-0804

pmfredette@washtrustmortgage.com

Address

25 Mall Road, Suite 408

Wellesley, MA

Contact

(781) 489-3178

Fax (301) 639-0804

spfleming@washtrustmortgage.com

Refinancing News for Charlestown, Rhode Island 02813