Compare Today’s Refinance Rates for Cranston, Rhode Island

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Cranston, Rhode Island 02921. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Cranston and other areas of Providence county, expected lifetime cash savings are $4,516 or $13 / month.

For Cranston, Rhode Island 02921, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Cranston, Rhode Island 02921

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Cranston, RI 02921, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Cranston, Rhode Island 02921 from 2012 - 2019

Below are historical data on refinancing in Cranston, Rhode Island and around Providence county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.86% 50.97% 49.38% 56.70% 60.76% 56.55% 56.48% 56.51%
avg refi rate 4.78% 4.56% 3.92% 3.76% 4.56% 4.12% 3.92% 4.10%
% 15 year fixed refinance 31.92% 30.14% 34.81% 32.33% 31.01% 29.79% 27.95% 33.90%
avg refi rate 4.22% 3.76% 3.23% 2.98% 3.59% 3.28% 3.11% 3.14%
Avg credit score 763.34 760.04 768.07 763.23 744.76 754.19 754.93 751.78
Avg LTV (loan to value) 65.75% 66.57% 67.06% 69.72% 73.08% 75.05% 73.82% 72.48%
Avg DTI (debt to income) 30.47 30.52 29.44 29.51 32.12 31.53 31.66 32.64
Avg refinance insurance % 2.05% 2.28% 2.62% 4.15% 4.80% 6.63% 5.60% 4.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Cranston, Rhode Island 02921

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cranston, Rhode Island 02921, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

George Cooper

Mortgage Loan Officer

1155 Reservoir Avenue

Cranston, RI 02921

(401) 943-2885

gcooper@coastway.com

Suzanne Mazzarella

Loan Officer

30 Chapel View Blvd, Suite 220

Cranston, RI 02921

0

Suzanne.Mazzarella@rmsmortgage.com

Violet Krikorian

Sales Team Leader

1 Coastway Plz

Cranston, RI 02921

(401) 487-1968

Violet.Krikorian@coastway.com

Stephen Hassett

Stephen Hassett

1 Coastway Plz

Cranston, RI 02921

(401) 487-1968

Stephen.Hassett@coastway.com

Michelle Proia

Mortgage Loan Officer Michelle Proia

1 Coastway Plz

Cranston, RI 02921

(401) 487-1968

Michelle.Proia@coastway.com

Address

1155 Reservoir Avenue

Cranston, RI

Contact

(401) 943-2885

Fax (301) 639-0804

gcooper@coastway.com

Address

30 Chapel View Blvd, Suite 220

Cranston, RI

Contact

0

Fax (301) 639-0804

Suzanne.Mazzarella@rmsmortgage.com

Address

1 Coastway Plz

Cranston, RI

Contact

(401) 487-1968

Fax (301) 639-0804

Violet.Krikorian@coastway.com

Refinancing News for Cranston, Rhode Island 02921