Compare Today’s Refinance Rates for East Providence, Rhode Island

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for East Providence, Rhode Island 02914. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,348 or $12 / month in East Providence and other areas of Providence county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for East Providence, Rhode Island 02914.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in East Providence, Rhode Island 02914

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in East Providence, RI 02914, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for East Providence, Rhode Island 02914 from 2012 - 2019

Below are historical data on refinancing in East Providence, Rhode Island and around Providence county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.86% 50.97% 49.38% 56.70% 60.76% 56.55% 56.48% 56.51%
avg refi rate 4.78% 4.56% 3.92% 3.76% 4.56% 4.12% 3.92% 4.10%
% 15 year fixed refinance 31.92% 30.14% 34.81% 32.33% 31.01% 29.79% 27.95% 33.90%
avg refi rate 4.22% 3.76% 3.23% 2.98% 3.59% 3.28% 3.11% 3.14%
Avg credit score 763.34 760.04 768.07 763.23 744.76 754.19 754.93 751.78
Avg LTV (loan to value) 65.75% 66.57% 67.06% 69.72% 73.08% 75.05% 73.82% 72.48%
Avg DTI (debt to income) 30.47 30.52 29.44 29.51 32.12 31.53 31.66 32.64
Avg refinance insurance % 2.05% 2.28% 2.62% 4.15% 4.80% 6.63% 5.60% 4.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around East Providence, Rhode Island 02914

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in East Providence, Rhode Island 02914, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jim Harper

Senior Loan Originator

2740 Pawtucket Ave

East Providence, RI 02914

(800) 254-3262

jph2098@aol.com

Johnathon Birs

President and Senior Loan Originator

2740 Pawtucket Ave

East Providence, RI 02914

(800) 254-3262

Birsy@aol.com

Carl Carulli

Loan Officer

855 Waterman Ave., Unit B

Eas Providence, RI 02914

ccarulli@mortgagemaster.com

Erin Shone

Loan Officers

1 Coastway Plz

Cranston, RI 02914

(401) 578-0180

eshone@coastway.com

Keith Quinton

Loan Officers

1 Coastway Plz

Cranston, RI 02914

(401) 286-8817

kquinton@coastway.com

Address

2740 Pawtucket Ave

East Providence, RI

Contact

(800) 254-3262

Fax (301) 639-0804

jph2098@aol.com

Address

2740 Pawtucket Ave

East Providence, RI

Contact

(800) 254-3262

Fax (301) 639-0804

Birsy@aol.com

Address

855 Waterman Ave., Unit B

Eas Providence, RI

Contact

Fax (301) 639-0804

ccarulli@mortgagemaster.com

Refinancing News for East Providence, Rhode Island 02914