Compare Today’s Refinance Rates for Harmony, Rhode Island 02829
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Harmony, Rhode Island 02829.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Harmony, Rhode Island 02829. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,962 or $36 per month in Harmony and other parts of Providence county.
Summary of Average Refinances in Harmony, Rhode Island 02829
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Interactive Refinance Rate Projections for Harmony, Rhode Island 02829
Pureloan has developed an interactive chart to monitor the five largest local lenders in Harmony, RI 02829, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Harmony, Rhode Island 02829 from 2024 - 2016
The following historical data provides insights into refinancing trends in Harmony, Rhode Island and the surrounding Providence county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 56.30% | 57.10% | 49.66% | 64.76% | 53.47% | 52.05% | 58.10% | 59.59% |
avg refi rate | 6.40% | 3.55% | 3.03% | 3.29% | 4.26% | 4.52% | 4.09% | 3.94% | 4.13% |
% 15 year fixed refinance | 22.22% | 27.51% | 28.11% | 35.31% | 20.95% | 35.42% | 36.53% | 30.63% | 29.80% |
avg refi rate | 5.34% | 2.77% | 2.53% | 2.86% | 3.59% | 3.73% | 3.29% | 3.19% | 3.34% |
Avg credit score | 741.17 | 743.32 | 755.32 | 775.61 | 755.68 | 757.58 | 761.43 | 758.39 | 760.20 |
Avg LTV (loan to value) | 52.94% | 61.36% | 65.55% | 69.09% | 71.90% | 69.44% | 68.44% | 72.33% | 70.26% |
Avg DTI (debt to income) | 36.17 | 33.18 | 31.75 | 31.18 | 33.17 | 32.61 | 32.21 | 32.05 | 31.43 |
Avg refinance insurance % | 1.67% | 1.45% | 2.48% | 4.03% | 5.79% | 2.76% | 4.00% | 4.89% | 4.33% |
Best Refinance Brokers around Harmony, Rhode Island 02829
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Harmony, Rhode Island 02829, we have compiled a list of top refinance brokers to assist you in the process.
David Martinelli
Mortgage Loan Officer
25 Mall Road, Suite 408
Wellesley, MA 02829
(781) 489-3176
djmartinelli@washtrustmortgage.com
Paul Fredette
Vp & Regional Manager
25 Mall Road, Suite 408
Wellesley, MA 02829
(781) 489-3179
pmfredette@washtrustmortgage.com
Sean Fleming
Mortgage Loan Officer
25 Mall Road, Suite 408
Wellesley, MA 02829
(781) 489-3178
spfleming@washtrustmortgage.com
Thomas Pierce
Mortgage Loan Officer
25 Mall Road, Suite 408
Wellesley, MA 02829
(508) 942-5749
tipierce@washtrustmortgage.com
Gina Helm
Vice President Mortgage Originator
6 Gooding Ave
Bristol, RI 02829
(401) 842-0954
gina.helm@banknewport.com
Address
25 Mall Road, Suite 408
Wellesley, MA
Contact
(781) 489-3176
Fax (301) 639-0804
djmartinelli@washtrustmortgage.com
Address
25 Mall Road, Suite 408
Wellesley, MA
Contact
(781) 489-3179
Fax (301) 639-0804
pmfredette@washtrustmortgage.com
Address
25 Mall Road, Suite 408
Wellesley, MA
Contact
(781) 489-3178
Fax (301) 639-0804
spfleming@washtrustmortgage.com