Compare Today’s Refinance Rates for Hope Valley, Rhode Island

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Hope Valley, Rhode Island 02832. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,850 or $13 / month in Hope Valley and other areas of Washington county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hope Valley, Rhode Island 02832.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Hope Valley, Rhode Island 02832

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hope Valley, RI 02832, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Hope Valley, Rhode Island 02832 from 2012 - 2019

Below are historical data on refinancing in Hope Valley, Rhode Island and around Washington county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hope Valley, Rhode Island 02832

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hope Valley, Rhode Island 02832, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

David Martinelli

Mortgage Loan Officer

25 Mall Road, Suite 408

Wellesley, MA 02832

(781) 489-3176

djmartinelli@washtrustmortgage.com

Paul Fredette

Vp & Regional Manager

25 Mall Road, Suite 408

Wellesley, MA 02832

(781) 489-3179

pmfredette@washtrustmortgage.com

Sean Fleming

Mortgage Loan Officer

25 Mall Road, Suite 408

Wellesley, MA 02832

(781) 489-3178

spfleming@washtrustmortgage.com

Thomas Pierce

Mortgage Loan Officer

25 Mall Road, Suite 408

Wellesley, MA 02832

(508) 942-5749

tipierce@washtrustmortgage.com

Gina Helm

Vice President Mortgage Originator

6 Gooding Ave

Bristol, RI 02832

(401) 842-0954

gina.helm@banknewport.com

Address

25 Mall Road, Suite 408

Wellesley, MA

Contact

(781) 489-3176

Fax (301) 639-0804

djmartinelli@washtrustmortgage.com

Address

25 Mall Road, Suite 408

Wellesley, MA

Contact

(781) 489-3179

Fax (301) 639-0804

pmfredette@washtrustmortgage.com

Address

25 Mall Road, Suite 408

Wellesley, MA

Contact

(781) 489-3178

Fax (301) 639-0804

spfleming@washtrustmortgage.com

Refinancing News for Hope Valley, Rhode Island 02832