Compare Today’s Refinance Rates for Johnston, Rhode Island 02919
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Johnston, Rhode Island 02919.
With a 30-year amortization refinance in Johnston and surrounding areas of Providence county, our calculations show that you can expect to save up to $9,855 over the lifetime of your mortgage, or a monthly savings of $27. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Johnston, Rhode Island 02919.
Summary of Average Refinances in Johnston, Rhode Island 02919
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Interactive Refinance Rate Projections for Johnston, Rhode Island 02919
Pureloan has developed an interactive chart to monitor the five largest local lenders in Johnston, RI 02919, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Johnston, Rhode Island 02919 from 2024 - 2016
The following historical data provides insights into refinancing trends in Johnston, Rhode Island and the surrounding Providence county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 52.34% | 58.28% | 59.73% | 66.75% | 70.70% | 61.20% | 55.43% | 56.40% |
avg refi rate | 6.62% | 3.69% | 2.99% | 3.23% | 4.21% | 4.53% | 4.12% | 3.89% | 4.10% |
% 15 year fixed refinance | 5.88% | 25.39% | 26.39% | 25.24% | 22.25% | 21.86% | 29.77% | 29.62% | 32.64% |
avg refi rate | 6.00% | 2.70% | 2.45% | 2.76% | 3.64% | 3.89% | 3.35% | 3.10% | 3.28% |
Avg credit score | 740.94 | 740.03 | 755.71 | 759.51 | 749.08 | 746.79 | 752.18 | 759.43 | 753.11 |
Avg LTV (loan to value) | 69.24% | 63.25% | 68.99% | 72.98% | 73.62% | 73.14% | 71.52% | 73.47% | 75.00% |
Avg DTI (debt to income) | 39.59 | 32.75 | 30.31 | 30.03 | 32.20 | 32.23 | 30.75 | 30.18 | 30.85 |
Avg refinance insurance % | 5.41% | 1.55% | 2.80% | 5.85% | 6.64% | 5.56% | 5.14% | 6.04% | 7.53% |
Best Refinance Brokers around Johnston, Rhode Island 02919
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Johnston, Rhode Island 02919, we have compiled a list of top refinance brokers to assist you in the process.
Bill Huggins
Mortgage Banker
30 Chapel View Blvd, Suite 220
Cranston, RI 02919
(401) 574-0999
Bill.Huggins@RMSmortgage.com
Deborah Saccoccio
Senior Loan Officer
30 Chapel View Blvd, Suite 220
Cranston, RI 02919
(401) 228-8558
Deb.Saccoccio@RMSmortgage.com
Suzanne Mazzarella
Loan Officer
30 Chapel View Blvd, Suite 220
Cranston, RI 02919
0
Suzanne.Mazzarella@rmsmortgage.com
Jo Coniglio
Senior Loan Officer
647 Oaklawn Ave.
Cranston , RI 02919
(401) 943-9200
jconiglio@primeres.com
Ann Palmisciano
Mortgage Originator
44 Washington St
Providence, RI 02919
(401) 450-1359
apalmisciano@rhodeislandhousing.org
Address
30 Chapel View Blvd, Suite 220
Cranston, RI
Contact
(401) 574-0999
Fax (301) 639-0804
Bill.Huggins@RMSmortgage.com
Address
30 Chapel View Blvd, Suite 220
Cranston, RI
Contact
(401) 228-8558
Fax (301) 639-0804
Deb.Saccoccio@RMSmortgage.com
Address
30 Chapel View Blvd, Suite 220
Cranston, RI
Contact
0
Fax (301) 639-0804
Suzanne.Mazzarella@rmsmortgage.com