Compare Today’s Refinance Rates for Narragansett, Rhode Island

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Narragansett, Rhode Island 02882. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Narragansett and other areas of Washington county, expected lifetime cash savings are $9,490 or $26 / month.

For Narragansett, Rhode Island 02882, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Narragansett, Rhode Island 02882

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Narragansett, RI 02882, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Narragansett, Rhode Island 02882 from 2012 - 2019

Below are historical data on refinancing in Narragansett, Rhode Island and around Washington county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Narragansett, Rhode Island 02882

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Narragansett, Rhode Island 02882, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Cynthia Smith

Vice President and Mortgage Loan Officer

20 Point Judith Rd

Narragansett, RI 02882

(401) 348-1362

cmsmith@washtrust.com

Maria Tarro

Branch Manager

300 Centerville Rd

Warwick, RI 02882

(401) 732-2555 Ext12

mtarro@maverickfunding.com

Zachary Levesque

Branch Manager

300 Centerville Rd

Warwick, RI 02882

(401) 773-7223

zlevesque@maverickfunding.com

Frank Sullivan

Mortgage Consultant

615 Jefferson Blvd Ste B205

Warwick, RI 02882

(401) 739-5363

fstfrank1@aol.com

Bobby Kayrouz

Loan Officers - Brian and Carin

110 Jefferson Blvd. Suite

Warwick, RI 02882

(401) 465-3628

Bobby.Kayrouz@prospectmtg.com

Address

20 Point Judith Rd

Narragansett, RI

Contact

(401) 348-1362

Fax (301) 639-0804

cmsmith@washtrust.com

Address

300 Centerville Rd

Warwick, RI

Contact

(401) 732-2555 Ext12

Fax (301) 639-0804

mtarro@maverickfunding.com

Address

300 Centerville Rd

Warwick, RI

Contact

(401) 773-7223

Fax (301) 639-0804

zlevesque@maverickfunding.com

Refinancing News for Narragansett, Rhode Island 02882