Compare Today’s Refinance Rates for Pascoag, Rhode Island

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Pascoag, Rhode Island 02859. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Pascoag and other areas of Providence county, expected lifetime cash savings are $4,249 or $12 / month.

For Pascoag, Rhode Island 02859, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Pascoag, Rhode Island 02859

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Pascoag, RI 02859, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Pascoag, Rhode Island 02859 from 2012 - 2019

Below are historical data on refinancing in Pascoag, Rhode Island and around Providence county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Pascoag, Rhode Island 02859

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Pascoag, Rhode Island 02859, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jaime Desousa

Mortgage Loan Officer

670 George Washington Hwy

Lincoln, RI 02859

(704) 386-5972

jaime.desousa@bankofamerica.com

David Campagnone

Mortgage Loan Officer

618 George Washington Hwy.

Lincoln, RI 02859

(401) 722-2022

dcampagnone@coastway.com

Debbie Parziale

Mortgage Loan Officer

618 George Washington Hwy.

Lincoln, RI 02859

(401) 722-2022

dparziale@coastway.com

Ann Palmisciano

Mortgage Originator

44 Washington St

Providence, RI 02859

(401) 450-1359

apalmisciano@rhodeislandhousing.org

Gail Danilowicz

Mortgage Originator

44 Washington St

Providence, RI 02859

(401) 457-1289

gdanilowicz@rhodeislandhousing.org

Address

670 George Washington Hwy

Lincoln, RI

Contact

(704) 386-5972

Fax (301) 639-0804

jaime.desousa@bankofamerica.com

Address

618 George Washington Hwy.

Lincoln, RI

Contact

(401) 722-2022

Fax (301) 639-0804

dcampagnone@coastway.com

Address

618 George Washington Hwy.

Lincoln, RI

Contact

(401) 722-2022

Fax (301) 639-0804

dparziale@coastway.com

Refinancing News for Pascoag, Rhode Island 02859