Compare Today’s Refinance Rates for Pascoag, Rhode Island 02859
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pascoag, Rhode Island 02859.
With a 30-year amortization refinance in Pascoag and surrounding areas of Windham county, our calculations show that you can expect to save up to $14,537 over the lifetime of your mortgage, or a monthly savings of $40. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Pascoag, Rhode Island 02859.
Summary of Average Refinances in Pascoag, Rhode Island 02859
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Interactive Refinance Rate Projections for Pascoag, Rhode Island 02859
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pascoag, RI 02859, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pascoag, Rhode Island 02859 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pascoag, Rhode Island and the surrounding Windham county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 66.67% | 56.30% | 57.10% | 49.66% | 64.76% | 53.47% | 52.05% | 58.10% | 59.59% |
| avg refi rate | 6.40% | 3.55% | 3.03% | 3.29% | 4.26% | 4.52% | 4.09% | 3.94% | 4.13% |
| % 15 year fixed refinance | 22.22% | 27.51% | 28.11% | 35.31% | 20.95% | 35.42% | 36.53% | 30.63% | 29.80% |
| avg refi rate | 5.34% | 2.77% | 2.53% | 2.86% | 3.59% | 3.73% | 3.29% | 3.19% | 3.34% |
| Avg credit score | 741.17 | 743.32 | 755.32 | 775.61 | 755.68 | 757.58 | 761.43 | 758.39 | 760.20 |
| Avg LTV (loan to value) | 52.94% | 61.36% | 65.55% | 69.09% | 71.90% | 69.44% | 68.44% | 72.33% | 70.26% |
| Avg DTI (debt to income) | 36.17 | 33.18 | 31.75 | 31.18 | 33.17 | 32.61 | 32.21 | 32.05 | 31.43 |
| Avg refinance insurance % | 1.67% | 1.45% | 2.48% | 4.03% | 5.79% | 2.76% | 4.00% | 4.89% | 4.33% |
Best Refinance Brokers around Pascoag, Rhode Island 02859
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pascoag, Rhode Island 02859, we have compiled a list of top refinance brokers to assist you in the process.
Jaime Desousa
Mortgage Loan Officer
670 George Washington Hwy
Lincoln, RI 02859
(704) 386-5972
jaime.desousa@bankofamerica.com
David Campagnone
Mortgage Loan Officer
618 George Washington Hwy.
Lincoln, RI 02859
(401) 722-2022
dcampagnone@coastway.com
Debbie Parziale
Mortgage Loan Officer
618 George Washington Hwy.
Lincoln, RI 02859
(401) 722-2022
dparziale@coastway.com
Ann Palmisciano
Mortgage Originator
44 Washington St
Providence, RI 02859
(401) 450-1359
apalmisciano@rhodeislandhousing.org
Gail Danilowicz
Mortgage Originator
44 Washington St
Providence, RI 02859
(401) 457-1289
gdanilowicz@rhodeislandhousing.org
Address
670 George Washington Hwy
Lincoln, RI
Contact
(704) 386-5972
Fax (301) 639-0804
jaime.desousa@bankofamerica.com
Address
618 George Washington Hwy.
Lincoln, RI
Contact
(401) 722-2022
Fax (301) 639-0804
dcampagnone@coastway.com
Address
618 George Washington Hwy.
Lincoln, RI
Contact
(401) 722-2022
Fax (301) 639-0804
dparziale@coastway.com