Compare Today’s Refinance Rates for Pawtucket, Rhode Island 02862
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Pawtucket, Rhode Island 02862.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Pawtucket, Rhode Island 02862. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,453 or $35 per month in Pawtucket and other parts of Providence county.
Summary of Average Refinances in Pawtucket, Rhode Island 02862
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Interactive Refinance Rate Projections for Pawtucket, Rhode Island 02862
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pawtucket, RI 02862, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pawtucket, Rhode Island 02862 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pawtucket, Rhode Island and the surrounding Providence county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 57.87% | 56.17% | 53.79% | 58.15% | 55.08% | 52.41% | 54.22% | 53.45% |
avg refi rate | 6.40% | 3.67% | 2.99% | 3.29% | 4.25% | 4.50% | 4.09% | 3.92% | 4.08% |
% 15 year fixed refinance | 7.69% | 25.72% | 28.72% | 30.29% | 28.93% | 30.51% | 34.22% | 31.56% | 32.29% |
avg refi rate | 6.37% | 2.75% | 2.49% | 2.84% | 3.71% | 3.92% | 3.23% | 3.19% | 3.30% |
Avg credit score | 742.31 | 764.36 | 751.68 | 760.74 | 747.14 | 743.83 | 752.84 | 756.82 | 757.08 |
Avg LTV (loan to value) | 69.50% | 59.60% | 64.65% | 67.70% | 67.60% | 67.35% | 69.36% | 70.33% | 70.48% |
Avg DTI (debt to income) | 35.46 | 32.91 | 31.26 | 30.94 | 32.22 | 32.89 | 32.49 | 30.97 | 31.94 |
Avg refinance insurance % | 7.46% | 1.72% | 2.27% | 3.06% | 3.14% | 3.47% | 3.84% | 4.26% | 4.89% |
Best Refinance Brokers around Pawtucket, Rhode Island 02862
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pawtucket, Rhode Island 02862, we have compiled a list of top refinance brokers to assist you in the process.
Jaime Desousa
Mortgage Loan Officer
670 George Washington Hwy
Lincoln, RI 02862
(704) 386-5972
jaime.desousa@bankofamerica.com
David Campagnone
Mortgage Loan Officer
618 George Washington Hwy.
Lincoln, RI 02862
(401) 722-2022
dcampagnone@coastway.com
Debbie Parziale
Mortgage Loan Officer
618 George Washington Hwy.
Lincoln, RI 02862
(401) 722-2022
dparziale@coastway.com
Ann Palmisciano
Mortgage Originator
44 Washington St
Providence, RI 02862
(401) 450-1359
apalmisciano@rhodeislandhousing.org
Gail Danilowicz
Mortgage Originator
44 Washington St
Providence, RI 02862
(401) 457-1289
gdanilowicz@rhodeislandhousing.org
Address
670 George Washington Hwy
Lincoln, RI
Contact
(704) 386-5972
Fax (301) 639-0804
jaime.desousa@bankofamerica.com
Address
618 George Washington Hwy.
Lincoln, RI
Contact
(401) 722-2022
Fax (301) 639-0804
dcampagnone@coastway.com
Address
618 George Washington Hwy.
Lincoln, RI
Contact
(401) 722-2022
Fax (301) 639-0804
dparziale@coastway.com