Compare Today’s Refinance Rates for Providence, Rhode Island

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Providence, Rhode Island 02907. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Providence and surrounding areas of Providence county, your expected lifetime cash savings are $4,465 or $12 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Providence, Rhode Island 02907.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Providence, Rhode Island 02907

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Providence, RI 02907, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Providence, Rhode Island 02907 from 2012 - 2019

Below are historical data on refinancing in Providence, Rhode Island and around Providence county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.86% 50.97% 49.38% 56.70% 60.76% 56.55% 56.48% 56.51%
avg refi rate 4.78% 4.56% 3.92% 3.76% 4.56% 4.12% 3.92% 4.10%
% 15 year fixed refinance 31.92% 30.14% 34.81% 32.33% 31.01% 29.79% 27.95% 33.90%
avg refi rate 4.22% 3.76% 3.23% 2.98% 3.59% 3.28% 3.11% 3.14%
Avg credit score 763.34 760.04 768.07 763.23 744.76 754.19 754.93 751.78
Avg LTV (loan to value) 65.75% 66.57% 67.06% 69.72% 73.08% 75.05% 73.82% 72.48%
Avg DTI (debt to income) 30.47 30.52 29.44 29.51 32.12 31.53 31.66 32.64
Avg refinance insurance % 2.05% 2.28% 2.62% 4.15% 4.80% 6.63% 5.60% 4.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Providence, Rhode Island 02907

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Providence, Rhode Island 02907, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Neil Russo

Loan officer

76 Westminster St #650

Providence, RI 02907

(800) 259-3050

nrusso@homepointri.com

Matthew Resnick

Loan officer

76 Westminster St #650

Providence, RI 02907

(800) 259-3050

mresnick@homepointri.com

Michael Quin

Loan officer

76 Westminster St #650

Providence, RI 02907

(800) 259-3050

mquin@homepointri.com

Eric Maybaum

Loan officer

76 Westminster St #650

Providence, RI 02907

(800) 259-3050

emaybaum@homepointri.com

Zachary Levesque

Loan officer

76 Westminster St #650

Providence, RI 02907

(800) 259-3050

zlevesque@homepointri.com

Address

76 Westminster St #650

Providence, RI

Contact

(800) 259-3050

Fax (301) 639-0804

nrusso@homepointri.com

Address

76 Westminster St #650

Providence, RI

Contact

(800) 259-3050

Fax (301) 639-0804

mresnick@homepointri.com

Address

76 Westminster St #650

Providence, RI

Contact

(800) 259-3050

Fax (301) 639-0804

mquin@homepointri.com

Refinancing News for Providence, Rhode Island 02907