Compare Today’s Refinance Rates for Tiverton, Rhode Island 02878
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tiverton, Rhode Island 02878.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,411 over the lifetime of your mortgage, which translates to a monthly savings of $26 in Tiverton and other areas of Newport county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Tiverton, Rhode Island 02878
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Interactive Refinance Rate Projections for Tiverton, Rhode Island 02878
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tiverton, RI 02878, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tiverton, Rhode Island 02878 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tiverton, Rhode Island and the surrounding Newport county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.24% | 56.22% | 65.08% | 64.76% | 71.01% | 64.02% | 56.78% | 63.35% | 61.34% |
avg refi rate | 6.65% | 3.50% | 2.95% | 3.26% | 4.13% | 4.53% | 4.04% | 3.89% | 4.05% |
% 15 year fixed refinance | 28.55% | 21.93% | 22.05% | 19.16% | 23.11% | 30.69% | 25.05% | 27.92% | |
avg refi rate | 2.72% | 2.45% | 2.81% | 3.58% | 3.77% | 3.31% | 3.13% | 3.33% | |
Avg credit score | 728.52 | 752.47 | 765.90 | 765.70 | 759.17 | 746.04 | 750.93 | 757.25 | 763.68 |
Avg LTV (loan to value) | 57.00% | 53.72% | 61.62% | 65.20% | 66.15% | 62.75% | 65.80% | 67.19% | 67.64% |
Avg DTI (debt to income) | 36.14 | 32.98 | 31.90 | 32.01 | 32.63 | 33.02 | 32.98 | 32.83 | 31.58 |
Avg refinance insurance % | 1.43% | 0.51% | 1.46% | 2.44% | 2.95% | 1.33% | 2.26% | 2.72% | 3.05% |
Best Refinance Brokers around Tiverton, Rhode Island 02878
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tiverton, Rhode Island 02878, we have compiled a list of top refinance brokers to assist you in the process.
Maria Tarro
Branch Manager
300 Centerville Rd
Warwick, RI 02878
(401) 732-2555 Ext12
mtarro@maverickfunding.com
Zachary Levesque
Branch Manager
300 Centerville Rd
Warwick, RI 02878
(401) 773-7223
zlevesque@maverickfunding.com
Frank Sullivan
Mortgage Consultant
615 Jefferson Blvd Ste B205
Warwick, RI 02878
(401) 739-5363
fstfrank1@aol.com
Cynthia Smith
Vice President and Mortgage Loan Officer
20 Point Judith Rd
Narragansett, RI 02878
(401) 348-1362
cmsmith@washtrust.com
Bobby Kayrouz
Loan Officers - Brian and Carin
110 Jefferson Blvd. Suite
Warwick, RI 02878
(401) 465-3628
Bobby.Kayrouz@prospectmtg.com
Address
300 Centerville Rd
Warwick, RI
Contact
(401) 732-2555 Ext12
Fax (301) 639-0804
mtarro@maverickfunding.com
Address
300 Centerville Rd
Warwick, RI
Contact
(401) 773-7223
Fax (301) 639-0804
zlevesque@maverickfunding.com
Address
615 Jefferson Blvd Ste B205
Warwick, RI
Contact
(401) 739-5363
Fax (301) 639-0804
fstfrank1@aol.com