Compare Today’s Refinance Rates for Wakefield, Rhode Island 02880
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Wakefield, Rhode Island 02880.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Wakefield, Rhode Island 02880. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,476 or $26 per month in Wakefield and other parts of Washington county.
Summary of Average Refinances in Wakefield, Rhode Island 02880
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Interactive Refinance Rate Projections for Wakefield, Rhode Island 02880
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wakefield, RI 02880, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wakefield, Rhode Island 02880 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wakefield, Rhode Island and the surrounding Washington county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.10% | 66.91% | 69.59% | 70.54% | 69.35% | 59.43% | 68.92% | 77.86% |
avg refi rate | 5.04% | 3.46% | 2.94% | 3.21% | 4.07% | 4.47% | 4.05% | 3.89% | 4.08% |
% 15 year fixed refinance | 22.56% | 20.17% | 18.18% | 17.86% | 20.97% | 33.02% | 23.65% | 17.14% | |
avg refi rate | 2.68% | 2.43% | 2.86% | 3.59% | 3.78% | 3.24% | 3.09% | 3.34% | |
Avg credit score | 756.50 | 760.91 | 767.66 | 771.48 | 767.61 | 745.47 | 755.68 | 757.01 | 759.93 |
Avg LTV (loan to value) | 49.00% | 55.13% | 59.85% | 64.11% | 65.48% | 56.21% | 61.49% | 63.89% | 67.34% |
Avg DTI (debt to income) | 42.00 | 31.72 | 30.73 | 30.89 | 33.33 | 33.27 | 32.44 | 31.48 | 31.64 |
Avg refinance insurance % | 0.53% | 1.25% | 2.62% | 3.86% | 1.06% | 1.34% | 1.94% | 3.75% |
Best Refinance Brokers around Wakefield, Rhode Island 02880
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wakefield, Rhode Island 02880, we have compiled a list of top refinance brokers to assist you in the process.
Kristin Dozois
Mortgage Loan Officer
361 Main St.
Wakefield, RI 02880
(401) 455-3200
kdozois@coastway.com
Maria Tarro
Branch Manager
300 Centerville Rd
Warwick, RI 02880
(401) 732-2555 Ext12
mtarro@maverickfunding.com
Zachary Levesque
Branch Manager
300 Centerville Rd
Warwick, RI 02880
(401) 773-7223
zlevesque@maverickfunding.com
Frank Sullivan
Mortgage Consultant
615 Jefferson Blvd Ste B205
Warwick, RI 02880
(401) 739-5363
fstfrank1@aol.com
Cynthia Smith
Vice President and Mortgage Loan Officer
20 Point Judith Rd
Narragansett, RI 02880
(401) 348-1362
cmsmith@washtrust.com
Address
361 Main St.
Wakefield, RI
Contact
(401) 455-3200
Fax (301) 639-0804
kdozois@coastway.com
Address
300 Centerville Rd
Warwick, RI
Contact
(401) 732-2555 Ext12
Fax (301) 639-0804
mtarro@maverickfunding.com
Address
300 Centerville Rd
Warwick, RI
Contact
(401) 773-7223
Fax (301) 639-0804
zlevesque@maverickfunding.com