Compare Today’s Refinance Rates for Warwick, Rhode Island

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Warwick, Rhode Island 02889. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Warwick and other areas of Kent county, expected lifetime cash savings are $4,465 or $12 / month.

For Warwick, Rhode Island 02889, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Warwick, Rhode Island 02889

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Warwick, RI 02889, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Warwick, Rhode Island 02889 from 2012 - 2019

Below are historical data on refinancing in Warwick, Rhode Island and around Kent county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Warwick, Rhode Island 02889

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Warwick, Rhode Island 02889, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Caroline Salvator

Mortgage Loan Officer

One Coastway Blvd.

Warwick, RI 02889

(401) 330-1600

csalvator@coastway.com

Amanda Nilon

Mortgage Loan Officer

One Coastway Blvd.

Warwick, RI 02889

(401) 330-1600

anilon@coastway.com

Tim Johnson

Mortgage Loan Officer

One Coastway Blvd.

Warwick, RI 02889

(401) 330-1600

tjohnson@coastway.com

Katelyn Doherty

Mortgage Loan Officer

One Coastway Blvd.

Warwick, RI 02889

(401) 330-1600

kdoherty@coastway.com

Karen Dacunha

Mortgage Loan Officer

One Coastway Blvd.

Warwick, RI 02889

(401) 330-1600

kdacunha@coastway.com

Address

One Coastway Blvd.

Warwick, RI

Contact

(401) 330-1600

Fax (301) 639-0804

csalvator@coastway.com

Address

One Coastway Blvd.

Warwick, RI

Contact

(401) 330-1600

Fax (301) 639-0804

anilon@coastway.com

Address

One Coastway Blvd.

Warwick, RI

Contact

(401) 330-1600

Fax (301) 639-0804

tjohnson@coastway.com

Refinancing News for Warwick, Rhode Island 02889