Compare Today’s Refinance Rates for Westerly, Rhode Island

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Westerly, Rhode Island 02891. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Westerly and surrounding areas of Washington county, your expected lifetime cash savings are $6,583 or $18 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Westerly, Rhode Island 02891.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Westerly, Rhode Island 02891

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Westerly, RI

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Westerly, RI 02891, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Westerly, RI

Refinance Rates for Westerly, Rhode Island 02891 from 2013 - 2020

Below are historical data on refinancing in Westerly, Rhode Island and around Washington county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Westerly, Rhode Island 02891

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Westerly, Rhode Island 02891, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

David Martinelli

Mortgage Loan Officer

25 Mall Road, Suite 408

Wellesley, MA 02891

(781) 489-3176

djmartinelli@washtrustmortgage.com

Paul Fredette

Vp & Regional Manager

25 Mall Road, Suite 408

Wellesley, MA 02891

(781) 489-3179

pmfredette@washtrustmortgage.com

Sean Fleming

Mortgage Loan Officer

25 Mall Road, Suite 408

Wellesley, MA 02891

(781) 489-3178

spfleming@washtrustmortgage.com

Thomas Pierce

Mortgage Loan Officer

25 Mall Road, Suite 408

Wellesley, MA 02891

(508) 942-5749

tipierce@washtrustmortgage.com

Ann Palmisciano

Mortgage Originator

44 Washington St

Providence, RI 02891

(401) 450-1359

apalmisciano@rhodeislandhousing.org

Address

25 Mall Road, Suite 408

Wellesley, MA

Contact

(781) 489-3176

Fax (301) 639-0804

djmartinelli@washtrustmortgage.com

Address

25 Mall Road, Suite 408

Wellesley, MA

Contact

(781) 489-3179

Fax (301) 639-0804

pmfredette@washtrustmortgage.com

Address

25 Mall Road, Suite 408

Wellesley, MA

Contact

(781) 489-3178

Fax (301) 639-0804

spfleming@washtrustmortgage.com

Refinancing News for Westerly, Rhode Island 02891