Compare Today’s Refinance Rates for Woonsocket, Rhode Island

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Woonsocket, Rhode Island 02895. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,072 or $11 / month in Woonsocket and other areas of Providence county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Woonsocket, Rhode Island 02895.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Woonsocket, Rhode Island 02895

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Woonsocket, RI 02895, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Woonsocket, Rhode Island 02895 from 2012 - 2019

Below are historical data on refinancing in Woonsocket, Rhode Island and around Providence county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Woonsocket, Rhode Island 02895

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Woonsocket, Rhode Island 02895, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ann Palmisciano

Mortgage Originator

44 Washington St

Providence, RI 02895

(401) 450-1359

apalmisciano@rhodeislandhousing.org

Gail Danilowicz

Mortgage Originator

44 Washington St

Providence, RI 02895

(401) 457-1289

gdanilowicz@rhodeislandhousing.org

Margy Thurber

Sales Manager

44 Washington St

Providence, RI 02895

(401) 450-1310

mthurber@rhodeislandhousing.org

Rob Rocchio

Mortgage Originator

44 Washington St

Providence, RI 02895

(401) 450-1304

rrocchio@rhodeislandhousing.org

Sandra Mazo

Mortgage Originator

44 Washington St

Providence, RI 02895

(401) 450-1303

smazo@rhodeislandhousing.org

Address

44 Washington St

Providence, RI

Contact

(401) 450-1359

Fax (301) 639-0804

apalmisciano@rhodeislandhousing.org

Address

44 Washington St

Providence, RI

Contact

(401) 457-1289

Fax (301) 639-0804

gdanilowicz@rhodeislandhousing.org

Address

44 Washington St

Providence, RI

Contact

(401) 450-1310

Fax (301) 639-0804

mthurber@rhodeislandhousing.org

Refinancing News for Woonsocket, Rhode Island 02895