Compare Today’s Refinance Rates for Aiken, South Carolina 29805
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Aiken, South Carolina 29805.
With a 30-year amortization refinance in Aiken and surrounding areas of Aiken county, our calculations show that you can expect to save up to $9,176 over the lifetime of your mortgage, or a monthly savings of $25. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Aiken, South Carolina 29805.
Summary of Average Refinances in Aiken, South Carolina 29805
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Interactive Refinance Rate Projections for Aiken, South Carolina 29805
Pureloan has developed an interactive chart to monitor the five largest local lenders in Aiken, SC 29805, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Aiken, South Carolina 29805 from 2024 - 2016
The following historical data provides insights into refinancing trends in Aiken, South Carolina and the surrounding Aiken county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 52.34% | 58.28% | 59.73% | 66.75% | 70.70% | 61.20% | 55.43% | 56.40% |
avg refi rate | 6.62% | 3.69% | 2.99% | 3.23% | 4.21% | 4.53% | 4.12% | 3.89% | 4.10% |
% 15 year fixed refinance | 5.88% | 25.39% | 26.39% | 25.24% | 22.25% | 21.86% | 29.77% | 29.62% | 32.64% |
avg refi rate | 6.00% | 2.70% | 2.45% | 2.76% | 3.64% | 3.89% | 3.35% | 3.10% | 3.28% |
Avg credit score | 740.94 | 740.03 | 755.71 | 759.51 | 749.08 | 746.79 | 752.18 | 759.43 | 753.11 |
Avg LTV (loan to value) | 69.24% | 63.25% | 68.99% | 72.98% | 73.62% | 73.14% | 71.52% | 73.47% | 75.00% |
Avg DTI (debt to income) | 39.59 | 32.75 | 30.31 | 30.03 | 32.20 | 32.23 | 30.75 | 30.18 | 30.85 |
Avg refinance insurance % | 5.41% | 1.55% | 2.80% | 5.85% | 6.64% | 5.56% | 5.14% | 6.04% | 7.53% |
Best Refinance Brokers around Aiken, South Carolina 29805
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Aiken, South Carolina 29805, we have compiled a list of top refinance brokers to assist you in the process.
Wade Radtke
Residential Mortgage Originator
1060 Silver Bluff Road
Aiken, SC 29805
(803) 202-4380
wradtke@srpfcu.org
Steve Klarman
Loan Officer
1310 Pine Log Road Suite A
Aiken, SC 29805
(803) 716-3100
sklarman@guildmortgage.com
Sheri Anderson
Mortgage Lenders
107 Chesterfield Street South
Aiken, SC 29805
(803) 641-8693
sheri.anderson@regions.com
Greg Warfield
Mortgage Loan Officer
1001 Pine Log Rd
Aiken, SC 29805
(803) 649-0649
greg.warfield@southstatebank.com
Douglas Haley
Mortgage Loan Specialist
167 Laurens Street SW
Aiken, SC 29805
(803) 644-3013
douglas.haley@bankofamerica.com
Address
1060 Silver Bluff Road
Aiken, SC
Contact
(803) 202-4380
Fax (301) 639-0804
wradtke@srpfcu.org
Address
1310 Pine Log Road Suite A
Aiken, SC
Contact
(803) 716-3100
Fax (301) 639-0804
sklarman@guildmortgage.com
Address
107 Chesterfield Street South
Aiken, SC
Contact
(803) 641-8693
Fax (301) 639-0804
sheri.anderson@regions.com