Compare Today’s Refinance Rates for Central, South Carolina 29630
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Central, South Carolina 29630.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,016 over the lifetime of your mortgage, which translates to a monthly savings of $25 in Central and other areas of Pickens county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Central, South Carolina 29630
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Interactive Refinance Rate Projections for Central, South Carolina 29630
Pureloan has developed an interactive chart to monitor the five largest local lenders in Central, SC 29630, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Central, South Carolina 29630 from 2024 - 2016
The following historical data provides insights into refinancing trends in Central, South Carolina and the surrounding Pickens county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.24% | 52.34% | 58.28% | 59.73% | 66.75% | 70.70% | 61.20% | 55.43% | 56.40% |
| avg refi rate | 6.62% | 3.69% | 2.99% | 3.23% | 4.21% | 4.53% | 4.12% | 3.89% | 4.10% |
| % 15 year fixed refinance | 5.88% | 25.39% | 26.39% | 25.24% | 22.25% | 21.86% | 29.77% | 29.62% | 32.64% |
| avg refi rate | 6.00% | 2.70% | 2.45% | 2.76% | 3.64% | 3.89% | 3.35% | 3.10% | 3.28% |
| Avg credit score | 740.94 | 740.03 | 755.71 | 759.51 | 749.08 | 746.79 | 752.18 | 759.43 | 753.11 |
| Avg LTV (loan to value) | 69.24% | 63.25% | 68.99% | 72.98% | 73.62% | 73.14% | 71.52% | 73.47% | 75.00% |
| Avg DTI (debt to income) | 39.59 | 32.75 | 30.31 | 30.03 | 32.20 | 32.23 | 30.75 | 30.18 | 30.85 |
| Avg refinance insurance % | 5.41% | 1.55% | 2.80% | 5.85% | 6.64% | 5.56% | 5.14% | 6.04% | 7.53% |
Best Refinance Brokers around Central, South Carolina 29630
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Central, South Carolina 29630, we have compiled a list of top refinance brokers to assist you in the process.
Michael Milligan
Mortgage Loan Officer
1070 Tiger Blvd
Clemson, SC 29630
(704) 664-2445
MMilligan@bbandt.com
Pam Smith
Mortgage Banker
100 McCollum Street, Suite 5
Clemson, SC 29630
(864) 643-2850
psmith@brandmortgage.com
MICHELLE FERRI
Home Loan Officer
1101 N Main St
Anderson, SC 29630
(864) 222-0351
michelle.ferri@wellsfargo.com
TAMATHA PLUMLEY
Home Loan Officer
1101 N Main St
Anderson, SC 29630
(864) 222-0351
tammy.plumley@wellsfargo.com
John Leuck
Home Loan Specialist
111 E Mauldin St
Anderson, SC 29630
(843) 763-5666
john.leuck@churchillmortgage.com
Address
1070 Tiger Blvd
Clemson, SC
Contact
(704) 664-2445
Fax (301) 639-0804
MMilligan@bbandt.com
Address
100 McCollum Street, Suite 5
Clemson, SC
Contact
(864) 643-2850
Fax (301) 639-0804
psmith@brandmortgage.com
Address
1101 N Main St
Anderson, SC
Contact
(864) 222-0351
Fax (301) 639-0804
michelle.ferri@wellsfargo.com