Compare Today’s Refinance Rates for Charleston, South Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Charleston, South Carolina 29417. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Charleston and surrounding areas of Charleston county, your expected lifetime cash savings are $5,226 or $15 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Charleston, South Carolina 29417.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Charleston, South Carolina 29417

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Charleston, SC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Charleston, SC 29417, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Charleston, SC

Refinance Rates for Charleston, South Carolina 29417 from 2013 - 2020

Below are historical data on refinancing in Charleston, South Carolina and around Charleston county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.86% 50.97% 49.38% 56.70% 60.76% 56.55% 56.48% 56.51%
avg refi rate 4.78% 4.56% 3.92% 3.76% 4.56% 4.12% 3.92% 4.10%
% 15 year fixed refinance 31.92% 30.14% 34.81% 32.33% 31.01% 29.79% 27.95% 33.90%
avg refi rate 4.22% 3.76% 3.23% 2.98% 3.59% 3.28% 3.11% 3.14%
Avg credit score 763.34 760.04 768.07 763.23 744.76 754.19 754.93 751.78
Avg LTV (loan to value) 65.75% 66.57% 67.06% 69.72% 73.08% 75.05% 73.82% 72.48%
Avg DTI (debt to income) 30.47 30.52 29.44 29.51 32.12 31.53 31.66 32.64
Avg refinance insurance % 2.05% 2.28% 2.62% 4.15% 4.80% 6.63% 5.60% 4.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Charleston, South Carolina 29417

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Charleston, South Carolina 29417, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brandon Wolf

Mortgage Loan Officer

78 Ashley Pointe Drive, Suite 101

Charleston, SC 29417

(980) 636-6623

brandon.wolf@townebankmortgage.com

Barbara Shaw

Mortgage Loan Officer

78 Ashley Pointe Drive, Suite 101

Charleston, SC 29417

(864) 334-5141

barbara.shaw@townebankmortgage.com

Maryellen Macdonald

Mortgage Loan Officer MaryEllen MacDonald

78 Ashley Pointe Drive, Suite 101

Charleston, SC 29417

(704) 650-2565

maryellen.macdonald@townebankmortgage.com

Chad Klotz

Mortgage Loan Officer

78 Ashley Pointe Drive, Suite 101

Charleston, SC 29417

(704) 604-8699

chad.klotz@townebankmortgage.com

Dakota Kennedy

Mortgage Loan Officer

78 Ashley Pointe Drive, Suite 101

Charleston, SC 29417

(617) 834-1224

dakota.kennedy@townebankmortgage.com

Address

78 Ashley Pointe Drive, Suite 101

Charleston, SC

Contact

(980) 636-6623

Fax (301) 639-0804

brandon.wolf@townebankmortgage.com

Address

78 Ashley Pointe Drive, Suite 101

Charleston, SC

Contact

(864) 334-5141

Fax (301) 639-0804

barbara.shaw@townebankmortgage.com

Address

78 Ashley Pointe Drive, Suite 101

Charleston, SC

Contact

(704) 650-2565

Fax (301) 639-0804

maryellen.macdonald@townebankmortgage.com

Refinancing News for Charleston, South Carolina 29417