Compare Today’s Refinance Rates for Clover, South Carolina 29710
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Clover, South Carolina 29710.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,876 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Clover and other areas of York county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Clover, South Carolina 29710
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Interactive Refinance Rate Projections for Clover, South Carolina 29710
Pureloan has developed an interactive chart to monitor the five largest local lenders in Clover, SC 29710, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Clover, South Carolina 29710 from 2024 - 2016
The following historical data provides insights into refinancing trends in Clover, South Carolina and the surrounding York county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.24% | 52.34% | 58.28% | 59.73% | 66.75% | 70.70% | 61.20% | 55.43% | 56.40% |
| avg refi rate | 6.62% | 3.69% | 2.99% | 3.23% | 4.21% | 4.53% | 4.12% | 3.89% | 4.10% |
| % 15 year fixed refinance | 5.88% | 25.39% | 26.39% | 25.24% | 22.25% | 21.86% | 29.77% | 29.62% | 32.64% |
| avg refi rate | 6.00% | 2.70% | 2.45% | 2.76% | 3.64% | 3.89% | 3.35% | 3.10% | 3.28% |
| Avg credit score | 740.94 | 740.03 | 755.71 | 759.51 | 749.08 | 746.79 | 752.18 | 759.43 | 753.11 |
| Avg LTV (loan to value) | 69.24% | 63.25% | 68.99% | 72.98% | 73.62% | 73.14% | 71.52% | 73.47% | 75.00% |
| Avg DTI (debt to income) | 39.59 | 32.75 | 30.31 | 30.03 | 32.20 | 32.23 | 30.75 | 30.18 | 30.85 |
| Avg refinance insurance % | 5.41% | 1.55% | 2.80% | 5.85% | 6.64% | 5.56% | 5.14% | 6.04% | 7.53% |
Best Refinance Brokers around Clover, South Carolina 29710
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Clover, South Carolina 29710, we have compiled a list of top refinance brokers to assist you in the process.
Andrew Miller
Sr. Mortgage Planner
264 Latitude Ln, Ste 102
Clover, SC 29710
(704) 231-3991
amiller@fairwaync.com
Gwen Thompson
President
5196 Charlotte Hwy
Clover, SC 29710
(803) 222-2879
gthompson@clovercommunitybank.com
Tena Cornwell
Mortgage Loan Officer
808 East Tom Hall Street
Fort Mill, SC 29710
(803) 548-6292
tena.cornwell@southstatebank.com
Robert Krainiak
Loan Officer
PO Box 1488, 5117 North Croatan Highway Po Box 148
Kitty Hawk, NC 29710
(252) 261-2100
robert@beachmtg.com
Matt Elston
Loan Officer
1321 Springdale Road, PO Box 10941
Rock Hill, SC 29710
(803) 324-1131 Ext 230
melston@agsouthmortgages.com
Address
264 Latitude Ln, Ste 102
Clover, SC
Contact
(704) 231-3991
Fax (301) 639-0804
amiller@fairwaync.com
Address
5196 Charlotte Hwy
Clover, SC
Contact
(803) 222-2879
Fax (301) 639-0804
gthompson@clovercommunitybank.com
Address
808 East Tom Hall Street
Fort Mill, SC
Contact
(803) 548-6292
Fax (301) 639-0804
tena.cornwell@southstatebank.com