Compare Today’s Refinance Rates for Columbia, South Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Columbia, South Carolina 29201. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,869 or $14 / month in Columbia and other areas of Richland county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Columbia, South Carolina 29201.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Columbia, South Carolina 29201

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Columbia, SC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Columbia, SC 29201, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Columbia, SC

Refinance Rates for Columbia, South Carolina 29201 from 2013 - 2020

Below are historical data on refinancing in Columbia, South Carolina and around Richland county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.86% 50.97% 49.38% 56.70% 60.76% 56.55% 56.48% 56.51%
avg refi rate 4.78% 4.56% 3.92% 3.76% 4.56% 4.12% 3.92% 4.10%
% 15 year fixed refinance 31.92% 30.14% 34.81% 32.33% 31.01% 29.79% 27.95% 33.90%
avg refi rate 4.22% 3.76% 3.23% 2.98% 3.59% 3.28% 3.11% 3.14%
Avg credit score 763.34 760.04 768.07 763.23 744.76 754.19 754.93 751.78
Avg LTV (loan to value) 65.75% 66.57% 67.06% 69.72% 73.08% 75.05% 73.82% 72.48%
Avg DTI (debt to income) 30.47 30.52 29.44 29.51 32.12 31.53 31.66 32.64
Avg refinance insurance % 2.05% 2.28% 2.62% 4.15% 4.80% 6.63% 5.60% 4.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Columbia, South Carolina 29201

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Columbia, South Carolina 29201, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Charles Smith

Home Mortgage Consultant

508 Hampton Street Ste 203

Columbia, SC 29201

(803) 251-1274

charles.smith@wellsfargo.com

John Reynolds

Home Mortgage Consultant

508 Hampton Street Ste 203

Columbia, SC 29201

(803) 251-1274

john.reynolds@wellsfargo.com

Deborah Quinones

Home Mortgage Consultant

508 Hampton Street Ste 203

Columbia, SC 29201

(803) 251-1274

deborah.quinones@wellsfargo.com

Ingrid Lee

Home Mortgage Consultant

508 Hampton Street Ste 203

Columbia, SC 29201

(803) 251-1274

ingrid.lee@wellsfargo.com

Gregory Hutchinson

Home Mortgage Consultant

508 Hampton Street Ste 203

Columbia, SC 29201

(803) 251-1274

gregory.hutchinson@wellsfargo.com

Address

508 Hampton Street Ste 203

Columbia, SC

Contact

(803) 251-1274

Fax (301) 639-0804

charles.smith@wellsfargo.com

Address

508 Hampton Street Ste 203

Columbia, SC

Contact

(803) 251-1274

Fax (301) 639-0804

john.reynolds@wellsfargo.com

Address

508 Hampton Street Ste 203

Columbia, SC

Contact

(803) 251-1274

Fax (301) 639-0804

deborah.quinones@wellsfargo.com

Refinancing News for Columbia, South Carolina 29201