Compare Today’s Refinance Rates for Luray, South Carolina 29932
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Luray, South Carolina 29932.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $14,121 over the lifetime of your mortgage, which translates to a monthly savings of $39 in Luray and other areas of Hampton county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Luray, South Carolina 29932
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Interactive Refinance Rate Projections for Luray, South Carolina 29932
Pureloan has developed an interactive chart to monitor the five largest local lenders in Luray, SC 29932, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Luray, South Carolina 29932 from 2024 - 2016
The following historical data provides insights into refinancing trends in Luray, South Carolina and the surrounding Hampton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 52.34% | 58.28% | 59.73% | 66.75% | 70.70% | 61.20% | 55.43% | 56.40% |
avg refi rate | 6.62% | 3.69% | 2.99% | 3.23% | 4.21% | 4.53% | 4.12% | 3.89% | 4.10% |
% 15 year fixed refinance | 5.88% | 25.39% | 26.39% | 25.24% | 22.25% | 21.86% | 29.77% | 29.62% | 32.64% |
avg refi rate | 6.00% | 2.70% | 2.45% | 2.76% | 3.64% | 3.89% | 3.35% | 3.10% | 3.28% |
Avg credit score | 740.94 | 740.03 | 755.71 | 759.51 | 749.08 | 746.79 | 752.18 | 759.43 | 753.11 |
Avg LTV (loan to value) | 69.24% | 63.25% | 68.99% | 72.98% | 73.62% | 73.14% | 71.52% | 73.47% | 75.00% |
Avg DTI (debt to income) | 39.59 | 32.75 | 30.31 | 30.03 | 32.20 | 32.23 | 30.75 | 30.18 | 30.85 |
Avg refinance insurance % | 5.41% | 1.55% | 2.80% | 5.85% | 6.64% | 5.56% | 5.14% | 6.04% | 7.53% |
Best Refinance Brokers around Luray, South Carolina 29932
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Luray, South Carolina 29932, we have compiled a list of top refinance brokers to assist you in the process.
Lisa Harrington
Vice President & Commercial Lender
1700 Ribaut Road
Port Royal, SC 29932
(877) 350-3503
lisa.harrington@cbcnationalbank.com
Dave Yoder
Loan Officer
206 Carteret St
Beaufort, SC 29932
(843) 379-2411
Dave@DaveKnowsDataw.com
Bob North
Loan Officer
206 Carteret St
Beaufort, SC 29932
(843) 379-2411
bobnorth@islc.net
Dorothy North
Loan Officer
206 Carteret St
Beaufort, SC 29932
(843) 379-2411
dnorth@islc.net
Sheryl Ross
MortgageConsultant
181BLUFFTONRD
Bluffton, SC 29932
(843) 757-7552
Sheryl.Ross@SCBTonline.com
Address
1700 Ribaut Road
Port Royal, SC
Contact
(877) 350-3503
Fax (301) 639-0804
lisa.harrington@cbcnationalbank.com
Address
206 Carteret St
Beaufort, SC
Contact
(843) 379-2411
Fax (301) 639-0804
Dave@DaveKnowsDataw.com
Address
206 Carteret St
Beaufort, SC
Contact
(843) 379-2411
Fax (301) 639-0804
bobnorth@islc.net