Compare Today’s Refinance Rates for North, South Carolina 29112
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in North, South Carolina 29112.
With a 30-year amortization refinance in North and surrounding areas of Orangeburg county, our calculations show that you can expect to save up to $7,846 over the lifetime of your mortgage, or a monthly savings of $22. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for North, South Carolina 29112.
Summary of Average Refinances in North, South Carolina 29112
Become a certified mortgage expert on Pureloan.com
in North, South Carolina 29112
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for North, South Carolina 29112
Pureloan has developed an interactive chart to monitor the five largest local lenders in North, SC 29112, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North, South Carolina 29112 from 2024 - 2016
The following historical data provides insights into refinancing trends in North, South Carolina and the surrounding Orangeburg county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.24% | 52.34% | 58.28% | 59.73% | 66.75% | 70.70% | 61.20% | 55.43% | 56.40% |
| avg refi rate | 6.62% | 3.69% | 2.99% | 3.23% | 4.21% | 4.53% | 4.12% | 3.89% | 4.10% |
| % 15 year fixed refinance | 5.88% | 25.39% | 26.39% | 25.24% | 22.25% | 21.86% | 29.77% | 29.62% | 32.64% |
| avg refi rate | 6.00% | 2.70% | 2.45% | 2.76% | 3.64% | 3.89% | 3.35% | 3.10% | 3.28% |
| Avg credit score | 740.94 | 740.03 | 755.71 | 759.51 | 749.08 | 746.79 | 752.18 | 759.43 | 753.11 |
| Avg LTV (loan to value) | 69.24% | 63.25% | 68.99% | 72.98% | 73.62% | 73.14% | 71.52% | 73.47% | 75.00% |
| Avg DTI (debt to income) | 39.59 | 32.75 | 30.31 | 30.03 | 32.20 | 32.23 | 30.75 | 30.18 | 30.85 |
| Avg refinance insurance % | 5.41% | 1.55% | 2.80% | 5.85% | 6.64% | 5.56% | 5.14% | 6.04% | 7.53% |
Best Refinance Brokers around North, South Carolina 29112
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North, South Carolina 29112, we have compiled a list of top refinance brokers to assist you in the process.
Caroline Farmer
Mortgage Loan Officer
1255 St. Matthews Road
Orangeburg, SC 29112
(803) 531-0520
caroline.farmer@southstatebank.com
Michelle Edgemon
Operations Manager/Senior Mortgage Loan Originator
1725 St Matthews Rd NE,
Orangeburg, SC 29112
(803) 707-9997
michelle@kwestmortgage.com
Josh Fort
Mortgage Loan Originator
1725 St Matthews Rd NE,
Orangeburg, SC 29112
(803) 707-9997
josh@kwestmortgage.com
Rodney Tumbleston
Managing Member
1725 St Matthews Rd NE,
Orangeburg, SC 29112
(803) 707-9997
rodney@kwestmortgage.com
Charlie Banks
LoanOfficer
14149CRKOONHWY
Newberry, SC 29112
(803) 414-6702
lcbanks@gmail.com
Address
1255 St. Matthews Road
Orangeburg, SC
Contact
(803) 531-0520
Fax (301) 639-0804
caroline.farmer@southstatebank.com
Address
1725 St Matthews Rd NE,
Orangeburg, SC
Contact
(803) 707-9997
Fax (301) 639-0804
michelle@kwestmortgage.com
Address
1725 St Matthews Rd NE,
Orangeburg, SC
Contact
(803) 707-9997
Fax (301) 639-0804
josh@kwestmortgage.com