Compare Today’s Refinance Rates for Winnsboro, South Carolina 29180
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Winnsboro, South Carolina 29180.
With a 30-year amortization refinance in Winnsboro and surrounding areas of Fairfield county, our calculations show that you can expect to save up to $13,403 over the lifetime of your mortgage, or a monthly savings of $37. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Winnsboro, South Carolina 29180.
Summary of Average Refinances in Winnsboro, South Carolina 29180
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Interactive Refinance Rate Projections for Winnsboro, South Carolina 29180
Pureloan has developed an interactive chart to monitor the five largest local lenders in Winnsboro, SC 29180, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Winnsboro, South Carolina 29180 from 2024 - 2016
The following historical data provides insights into refinancing trends in Winnsboro, South Carolina and the surrounding Fairfield county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.24% | 52.34% | 58.28% | 59.73% | 66.75% | 70.70% | 61.20% | 55.43% | 56.40% |
| avg refi rate | 6.62% | 3.69% | 2.99% | 3.23% | 4.21% | 4.53% | 4.12% | 3.89% | 4.10% |
| % 15 year fixed refinance | 5.88% | 25.39% | 26.39% | 25.24% | 22.25% | 21.86% | 29.77% | 29.62% | 32.64% |
| avg refi rate | 6.00% | 2.70% | 2.45% | 2.76% | 3.64% | 3.89% | 3.35% | 3.10% | 3.28% |
| Avg credit score | 740.94 | 740.03 | 755.71 | 759.51 | 749.08 | 746.79 | 752.18 | 759.43 | 753.11 |
| Avg LTV (loan to value) | 69.24% | 63.25% | 68.99% | 72.98% | 73.62% | 73.14% | 71.52% | 73.47% | 75.00% |
| Avg DTI (debt to income) | 39.59 | 32.75 | 30.31 | 30.03 | 32.20 | 32.23 | 30.75 | 30.18 | 30.85 |
| Avg refinance insurance % | 5.41% | 1.55% | 2.80% | 5.85% | 6.64% | 5.56% | 5.14% | 6.04% | 7.53% |
Best Refinance Brokers around Winnsboro, South Carolina 29180
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Winnsboro, South Carolina 29180, we have compiled a list of top refinance brokers to assist you in the process.
Ben Blanks
President & CEO
144 Leisure Ln Ste 100
Columbia, SC 29180
(803) 451-7060
bbbjr@threeriversmortgage.com
John Altman
Loan Officer
144 Leisure Ln Ste 100
Columbia, SC 29180
(803) 451-7065
johnaltman@threeriversmortgage.com
Patrick Strubbe
Loan Originator
144 Leisure Ln Ste 100
Columbia, SC 29180
(803) 798-1988
service@scpreservation.com
Mark Nichols
Loan Officer
1301 Gervais St
Columbia, SC 29180
(843) 686-2906
Mark.Nichols@AmerisBank.com
Luis Abreu
Loan Officer
1314 Park St
Columbia, SC 29180
(803) 733-2612
Luis.Abreu@firstcitizensonline.com
Address
144 Leisure Ln Ste 100
Columbia, SC
Contact
(803) 451-7060
Fax (301) 639-0804
bbbjr@threeriversmortgage.com
Address
144 Leisure Ln Ste 100
Columbia, SC
Contact
(803) 451-7065
Fax (301) 639-0804
johnaltman@threeriversmortgage.com
Address
144 Leisure Ln Ste 100
Columbia, SC
Contact
(803) 798-1988
Fax (301) 639-0804
service@scpreservation.com