Compare Today’s Refinance Rates for Claremont, South Dakota 57432
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Claremont, South Dakota 57432.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,815 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Claremont and other areas of Brown county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Claremont, South Dakota 57432
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Interactive Refinance Rate Projections for Claremont, South Dakota 57432
Pureloan has developed an interactive chart to monitor the five largest local lenders in Claremont, SD 57432, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Claremont, South Dakota 57432 from 2024 - 2016
The following historical data provides insights into refinancing trends in Claremont, South Dakota and the surrounding Brown county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 66.67% | 62.50% | 47.01% | 37.27% | 45.16% | 38.46% | 50.00% | 56.00% | 54.17% |
avg refi rate | 6.13% | 3.92% | 2.81% | 3.09% | 4.14% | 4.41% | 3.99% | 4.01% | 4.02% |
% 15 year fixed refinance | 33.33% | 29.17% | 41.04% | 42.86% | 29.03% | 46.15% | 41.67% | 36.00% | 37.50% |
avg refi rate | 5.13% | 2.82% | 2.29% | 2.60% | 3.50% | 3.79% | 3.44% | 3.04% | 3.21% |
Avg credit score | 745.00 | 761.96 | 754.30 | 759.21 | 751.87 | 753.50 | 747.75 | 749.48 | 747.58 |
Avg LTV (loan to value) | 83.00% | 71.00% | 68.51% | 71.01% | 77.45% | 70.50% | 76.29% | 71.96% | 76.21% |
Avg DTI (debt to income) | 35.33 | 33.96 | 31.27 | 30.66 | 34.32 | 31.77 | 34.33 | 31.92 | 32.88 |
Avg refinance insurance % | 15.33% | 5.69% | 4.10% | 4.50% | 6.10% | 2.81% | 5.33% | 5.56% | 5.58% |
Best Refinance Brokers around Claremont, South Dakota 57432
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Claremont, South Dakota 57432, we have compiled a list of top refinance brokers to assist you in the process.
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