Compare Today’s Refinance Rates for Dallas, South Dakota 57529
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Dallas, South Dakota 57529.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,553 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Dallas and other areas of Charles Mix county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Dallas, South Dakota 57529
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Interactive Refinance Rate Projections for Dallas, South Dakota 57529
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dallas, SD 57529, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dallas, South Dakota 57529 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dallas, South Dakota and the surrounding Charles Mix county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 61.11% | 52.00% | 46.55% | 63.64% | 77.78% | 62.50% | 65.38% | 50.00% |
avg refi rate | 6.43% | 3.96% | 2.81% | 3.07% | 4.10% | 4.14% | 3.96% | 3.97% | 4.00% |
% 15 year fixed refinance | 27.78% | 28.00% | 37.07% | 18.18% | 11.11% | 18.75% | 26.92% | 37.50% | |
avg refi rate | 2.70% | 2.41% | 2.50% | 3.56% | 3.38% | 3.46% | 3.11% | 3.21% | |
Avg credit score | 792.00 | 763.50 | 749.36 | 773.59 | 738.00 | 746.89 | 749.88 | 742.85 | 771.56 |
Avg LTV (loan to value) | 72.00% | 62.72% | 68.90% | 73.01% | 73.91% | 71.22% | 73.94% | 74.15% | 68.19% |
Avg DTI (debt to income) | 37.00 | 32.31 | 29.88 | 28.26 | 31.36 | 33.78 | 33.63 | 34.23 | 25.25 |
Avg refinance insurance % | 3.89% | 5.07% | 6.23% | 8.55% | 8.33% | 6.00% | 7.54% | 3.44% |
Best Refinance Brokers around Dallas, South Dakota 57529
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dallas, South Dakota 57529, we have compiled a list of top refinance brokers to assist you in the process.
Denise Foster
Manufactured Housing/ Mortgage Professional
420 S Pierre St
Pierre, SD 57529
(605) 224-7391
denise.foster@bankwest-sd.com
Darla Jones
Mortgage Professional
420 S Pierre St
Pierre, SD 57529
(605) 224-7391
darla.jones@bankwest-sd.com
Dona Mae Johnson
Mortgage Professional
420 S Pierre St
Pierre, SD 57529
(605) 224-7391
donamae.johnson@bankwest-sd.com
Address
420 S Pierre St
Pierre, SD
Contact
(605) 224-7391
Fax (301) 639-0804
denise.foster@bankwest-sd.com
Address
420 S Pierre St
Pierre, SD
Contact
(605) 224-7391
Fax (301) 639-0804
darla.jones@bankwest-sd.com
Address
420 S Pierre St
Pierre, SD
Contact
(605) 224-7391
Fax (301) 639-0804
donamae.johnson@bankwest-sd.com