Compare Today’s Refinance Rates for Sioux Falls, South Dakota

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Sioux Falls, South Dakota 57195. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Sioux Falls and surrounding areas of Minnehaha county, your expected lifetime cash savings are $5,420 or $15 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Sioux Falls, South Dakota 57195.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Sioux Falls, South Dakota 57195

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Sioux Falls, SD

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Sioux Falls, SD 57195, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Sioux Falls, SD

Refinance Rates for Sioux Falls, South Dakota 57195 from 2013 - 2020

Below are historical data on refinancing in Sioux Falls, South Dakota and around Minnehaha county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 50.95% 37.06% 39.69% 49.15% 56.76% 53.31% 56.47% 53.41%
avg refi rate 4.85% 4.49% 3.85% 3.66% 4.41% 3.94% 3.80% 3.90%
% 15 year fixed refinance 31.88% 37.38% 40.46% 40.40% 40.54% 30.17% 32.33% 39.77%
avg refi rate 4.18% 3.74% 3.12% 2.87% 3.51% 3.11% 2.96% 3.14%
Avg credit score 759.96 765.94 765.91 762.68 751.68 757.32 754.50 746.66
Avg LTV (loan to value) 66.87% 67.46% 68.46% 68.18% 72.63% 73.13% 72.51% 71.48%
Avg DTI (debt to income) 30.80 31.11 31.12 31.61 34.05 32.29 32.41 34.65
Avg refinance insurance % 1.81% 2.42% 3.24% 3.12% 5.12% 6.31% 5.03% 5.19%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Sioux Falls, South Dakota 57195

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Sioux Falls, South Dakota 57195, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tammi Soehl

Home Loan Specialist

225 S Main Ave

Sioux Falls, SD 57195

(605) 224-5817

tsoehl@homefederal.com

Mark Ruud

Home Loan Specialist

225 S Main Ave

Sioux Falls, SD 57195

(605) 224-5817

mruud@homefederal.com

Mary Nutter

Home Loan Specialist

225 S Main Ave

Sioux Falls, SD 57195

(605) 224-5817

mnutter@homefederal.com

Michael Kelly

Home Loan Specialist

225 S Main Ave

Sioux Falls, SD 57195

(605) 224-5817

mkelly@homefederal.com

Kory Knutson

Sioux Falls Mortgage Sales Manager

225 S Main Ave

Sioux Falls, SD 57195

(605) 224-5817

kknutson@homefederal.com

Address

225 S Main Ave

Sioux Falls, SD

Contact

(605) 224-5817

Fax (301) 639-0804

tsoehl@homefederal.com

Address

225 S Main Ave

Sioux Falls, SD

Contact

(605) 224-5817

Fax (301) 639-0804

mruud@homefederal.com

Address

225 S Main Ave

Sioux Falls, SD

Contact

(605) 224-5817

Fax (301) 639-0804

mnutter@homefederal.com

Refinancing News for Sioux Falls, South Dakota 57195